Question 1

What is the main difference between Finotive Funding and ThinkCapital?

Accepted Answer

Finotive Funding and ThinkCapital both offer a 80% profit split, so the real differentiators come down to cost, capital, and rules. Finotive Funding charges $555 and funds up to $1,600,000, while ThinkCapital charges $499 and funds up to $600,000. Finotive Funding uses a 2-step evaluation; ThinkCapital uses 2 steps.

Question 2

Which firm has the lower challenge fee?

Accepted Answer

ThinkCapital's challenge fee of $499 is lower than Finotive Funding's $555, making it the more accessible starting point for traders watching upfront costs.

Question 3

Which firm offers the better profit split?

Accepted Answer

Both Finotive Funding and ThinkCapital offer a 80% profit split, so this metric is a draw. Look at payout frequency, scaling plan, and max allocation to find the real edge.

Question 4

Which firm gives you access to more trading capital?

Accepted Answer

Finotive Funding offers a maximum allocation of $1,600,000, compared to ThinkCapital's $600,000. For traders focused on scaling, Finotive Funding provides more room to grow — particularly if both firms offer a scaling plan.

Question 5

Which firm gets you funded faster?

Accepted Answer

Both firms use a 2-step evaluation. The difference is minimum trading days — Finotive Funding requires 2 days per phase while ThinkCapital requires 3. Finotive Funding gives more scheduling flexibility.

Question 6

How do the drawdown rules differ between Finotive Funding and ThinkCapital?

Accepted Answer

Finotive Funding uses Balance Based drawdown, while ThinkCapital uses Equity Based.

Question 7

How often do Finotive Funding and ThinkCapital pay out profits?

Accepted Answer

ThinkCapital pays out every 14 days. Finotive Funding's payout schedule is not confirmed in our current data — check the firm profile for the latest terms.

Question 8

Do Finotive Funding and ThinkCapital offer a scaling plan?

Accepted Answer

Both Finotive Funding and ThinkCapital offer a scaling plan, meaning funded traders can increase their allocation over time by hitting performance targets. This is a key long-term earning factor to consider alongside the base max allocation.

Question 9

Which firm has stronger reviews?

Accepted Answer

Finotive Funding leads on both rating (4.1) and review volume (178), making it the stronger signal of the two. ThinkCapital holds a 4 rating from 62 reviews.

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