TradeDayvsTopstep

The headline difference is profit split — Topstep offers 90% while TradeDay offers 80%. Beyond that, Topstep charges $49 with a max allocation of $750,000, compared to TradeDay's $131 and $450,000.

Topstep's challenge fee of $49 is lower than TradeDay's $131, making it the more accessible starting point for traders watching upfront costs.

Topstep offers a 90% profit split compared to TradeDay's 80%. Over time, that 10% gap compounds meaningfully on larger funded accounts.

Topstep offers a maximum allocation of $750,000, compared to TradeDay's $450,000. For traders focused on scaling, Topstep provides more room to grow — particularly if both firms offer a scaling plan.

Both firms use a 1-step evaluation. The difference is minimum trading days — Topstep requires 2 days per phase while TradeDay requires 5. Topstep gives more scheduling flexibility.

Topstep uses Equity Based drawdown. Drawdown information for TradeDay is not available.

Topstep pays out every 3 days; TradeDay pays out every 1 days. TradeDay offers more frequent access to your profits, which may matter if cash flow is a priority.

Both Topstep and TradeDay offer a scaling plan, meaning funded traders can increase their allocation over time by hitting performance targets. This is a key long-term earning factor to consider alongside the base max allocation.

Topstep leads on both rating (4.5) and review volume (138), making it the stronger signal of the two. TradeDay holds a 4.4 rating from 16 reviews.