BEM FundingvsAudacity Capital

The headline difference is profit split — Audacity Capital offers 75% while BEM Funding offers 80%. Beyond that, Audacity Capital charges $549 with a max allocation of $600,000, compared to BEM Funding's $519 and $200,000.

BEM Funding's challenge fee of $519 is lower than Audacity Capital's $549, making it the more accessible starting point for traders watching upfront costs.

BEM Funding offers a 80% profit split compared to Audacity Capital's 75%. Over time, that 5% gap compounds meaningfully on larger funded accounts.

Audacity Capital offers a maximum allocation of $600,000, compared to BEM Funding's $200,000. For traders focused on scaling, Audacity Capital provides more room to grow — particularly if both firms offer a scaling plan.

Both firms use a 2-step evaluation. The difference is minimum trading days — Audacity Capital requires 4 days per phase while BEM Funding requires 3. BEM Funding gives more scheduling flexibility.

Both Audacity Capital and BEM Funding use Balance Equity Highest Eod drawdown rules, so there is no difference in how your loss limit is calculated across the two firms.

Audacity Capital pays out every 14 days; BEM Funding pays out every 14 days.

Audacity Capital offers a scaling plan; BEM Funding does not. If growing your funded account size over time is part of your strategy, Audacity Capital has a structural advantage.

BEM Funding holds a 5 rating from 32 reviews; Audacity Capital holds a 4.2 rating from 111 reviews. BEM Funding scores higher but Audacity Capital's rating is based on a larger sample. Both signals are worth considering together.