Side-by-Side Comparison

BEM FundingvsFinotive Funding

See how BEM Funding and Finotive Funding compare on profit split, challenge fee, drawdown rules, payout frequency, and verified trader ratings — all in one place.

VS
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BEM Funding

5.0

32

5.0 rated3 day mincTrader
View Challenges

Finotive Funding

4.1

179

4.1 rated2 day minMatch Trader
View Challenges
VS

Profit Split

80%vs80%
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Max Allocation

$200Kvs$1.6M
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Challenge fee (100K, 2-step)

$389.25vs$277.5
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Trader Satisfaction

5.0vs4.1
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Head-to-head Breakdown

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BEM Funding

Finotive Funding

Program name

BEM Funding - Classic Normal - 2-step 100K
Finotive Funding - 2 Phase Challenge - 2-Step 100K

Profit split

80%
80%

Max allocation

$200K
$1.6Mbest

Challenge fee (100K, 2-step)

$519best
$555

Discounted challenge fee

$389.25
$277.5best

Profit target

9% | 4.5%
7.5% | 5%

Daily Loss Limit

4.5%
4.5%

Daily Loss Type

Balance/Equity - Highest at EOD
Balance Based

Max Loss Limit

8%
9%best

Max Loss Type

Static
Static

Consistency rule

None
None

Min trading days

3 days
2 daysbest

Payout frequency

Every 14 days
No Requirement

Platforms

cTrader, MT5
Match Trader, MT5

News trading

Allowed
Allowed

EA / algo trading

Allowed
Allowed

Scaling plan

No
Yes

Earnings Calculator

Estimate your monthly take-home based on account size and expected monthly return.

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BEM Funding
Account Size$100K
Monthly return (%)8%

Monthly earnings

$6.4K

80% of $8K gross profit

Monthly Earnings
80% payout
Finotive Funding
Account Size$100K
Monthly return (%)8%

Monthly earnings

$6.4K

80% of $8K gross profit

Monthly Earnings
80% payout

Compare Firms

BEM Funding and Finotive Funding both offer a 80% profit split, so the real differentiators come down to cost, capital, and rules. BEM Funding charges $519 and funds up to $200,000, while Finotive Funding charges $555 and funds up to $1,600,000. BEM Funding uses a 2-step evaluation; Finotive Funding uses 2 steps.

BEM Funding's challenge fee of $519 is lower than Finotive Funding's $555, making it the more accessible starting point for traders watching upfront costs.

Both BEM Funding and Finotive Funding offer a 80% profit split, so this metric is a draw. Look at payout frequency, scaling plan, and max allocation to find the real edge.

Finotive Funding offers a maximum allocation of $1,600,000, compared to BEM Funding's $200,000. For traders focused on scaling, Finotive Funding provides more room to grow.

Both firms use a 2-step evaluation. The difference is minimum trading days — BEM Funding requires 3 days per phase while Finotive Funding requires 2. Finotive Funding gives more scheduling flexibility.

BEM Funding uses Balance Equity Highest Eod drawdown, while Finotive Funding uses Balance Based.

BEM Funding pays out every 14 days. Finotive Funding's payout schedule is not confirmed in our current data — check the firm profile for the latest terms.

Finotive Funding offers a scaling plan; BEM Funding does not. If growing your funded account size over time is part of your strategy, Finotive Funding has a structural advantage.

BEM Funding holds a 5 rating from 32 reviews; Finotive Funding holds a 4.1 rating from 179 reviews. BEM Funding scores higher but Finotive Funding's rating is based on a larger sample, which adds statistical weight. Both signals are worth considering together.

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