Side-by-Side Comparison

BEM FundingvsInstant Funding

See how BEM Funding and Instant Funding compare on profit split, challenge fee, drawdown rules, payout frequency, and verified trader ratings — all in one place.

VS
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BEM Funding

5.0

32

5.0 ratedNo min dayscTrader
View Challenges
Instant Funding prop firm logo

Instant Funding

4.0

361

4.0 ratedNo min daysMatch Trader
View Challenges
VS

Profit Split

80%vs80%
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Instant Funding prop firm logo

Max Allocation

$200Kvs$1M
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Instant Funding prop firm logo

Challenge fee (100K, 1-step)

$276vs$350
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Instant Funding prop firm logo

Trader Satisfaction

5.0vs4.0
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Instant Funding prop firm logo

Head-to-head Breakdown

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BEM Funding

Instant Funding prop firm logo

Instant Funding

Program name

BEM Funding - One Only - 1-step 100K
Instant Funding Firm - One Phase Lite - 1-Phase 100K

Profit split

80%
80%

Max allocation

$200K
$1Mbest

Challenge fee (100K, 1-step)

$460best
$500

Discounted challenge fee

$276best
$350

Profit target

6%
9%

Daily Loss Limit

3%
4%best

Daily Loss Type

Balance Based
Balance/Equity - Highest at EOD

Max Loss Limit

6%
6%

Max Loss Type

Trailing
Trailing

Consistency rule

No single trading day may account for more than 30% of your total generated profits (Evaluation and Funded)
None

Min trading days

No Requirement
No Requirement

Payout frequency

Every 1 daysbest
Every 7 days

Platforms

cTrader, MT5
Match Trader, cTrader, MT5

News trading

Allowed
Allowed

EA / algo trading

Allowed
Allowed

Scaling plan

No
No

Earnings Calculator

Estimate your monthly take-home based on account size and expected monthly return.

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BEM Funding
Account Size$100K
Monthly return (%)8%

Monthly earnings

$6.4K

80% of $8K gross profit

Monthly Earnings
80% payout
Instant Funding prop firm logo
Instant Funding
Account Size$100K
Monthly return (%)8%

Monthly earnings

$7.2K

90% of $8K gross profit

Monthly Earnings
90% payout+ $800 advantage

Compare Firms

BEM Funding and Instant Funding both offer a 80% profit split, so the real differentiators come down to cost, capital, and rules. BEM Funding charges $460 and funds up to $200,000, while Instant Funding charges $500 and funds up to $1,000,000. BEM Funding uses a 1-step evaluation; Instant Funding uses 1 steps.

BEM Funding's challenge fee of $460 is lower than Instant Funding's $500, making it the more accessible starting point for traders watching upfront costs.

Both BEM Funding and Instant Funding offer a 80% profit split, so this metric is a draw. Look at payout frequency, scaling plan, and max allocation to find the real edge.

Instant Funding offers a maximum allocation of $1,000,000, compared to BEM Funding's $200,000. For traders focused on scaling, Instant Funding provides more room to grow.

Both BEM Funding and Instant Funding have no minimum trading day requirement. The only difference in evaluation length is steps — BEM Funding uses 1, Instant Funding uses 1.

BEM Funding uses Balance Based drawdown, while Instant Funding uses Balance Equity Highest Eod.

BEM Funding pays out every 1 days; Instant Funding pays out every 7 days. BEM Funding offers more frequent access to your profits, which may matter if cash flow is a priority.

Neither BEM Funding nor Instant Funding currently offers a scaling plan. Max allocation is fixed at $200,000 and $1,000,000 respectively.

BEM Funding holds a 5 rating from 32 reviews; Instant Funding holds a 4 rating from 361 reviews. BEM Funding scores higher but Instant Funding's rating is based on a larger sample, which adds statistical weight. Both signals are worth considering together.

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