Side-by-Side Comparison
See how BEM Funding and ThinkCapital compare on profit split, challenge fee, drawdown rules, payout frequency, and verified trader ratings — all in one place.
Profit Split
Max Allocation
Challenge fee (100K, 2-step)
Trader Satisfaction
BEM Funding
ThinkCapital
Program name
Profit split
Max allocation
Challenge fee (100K, 2-step)
Discounted challenge fee
Profit target
Daily Loss Limit
Daily Loss Type
Max Loss Limit
Max Loss Type
Consistency rule
Min trading days
Payout frequency
Platforms
News trading
EA / algo trading
Scaling plan
Estimate your monthly take-home based on account size and expected monthly return.
Monthly earnings
$6.4K
80% of $8K gross profit
Monthly earnings
$6.4K
80% of $8K gross profit
BEM Funding and ThinkCapital both offer a 80% profit split, so the real differentiators come down to cost, capital, and rules. BEM Funding charges $519 and funds up to $200,000, while ThinkCapital charges $499 and funds up to $600,000. BEM Funding uses a 2-step evaluation; ThinkCapital uses 2 steps.
ThinkCapital's challenge fee of $499 is lower than BEM Funding's $519, making it the more accessible starting point for traders watching upfront costs.
Both BEM Funding and ThinkCapital offer a 80% profit split, so this metric is a draw. Look at payout frequency, scaling plan, and max allocation to find the real edge.
ThinkCapital offers a maximum allocation of $600,000, compared to BEM Funding's $200,000. For traders focused on scaling, ThinkCapital provides more room to grow.
BEM Funding uses Balance Equity Highest Eod drawdown, while ThinkCapital uses Equity Based.
BEM Funding pays out every 14 days; ThinkCapital pays out every 14 days.
ThinkCapital offers a scaling plan; BEM Funding does not. If growing your funded account size over time is part of your strategy, ThinkCapital has a structural advantage.
BEM Funding holds a 5 rating from 32 reviews; ThinkCapital holds a 4 rating from 62 reviews. BEM Funding scores higher but ThinkCapital's rating is based on a larger sample, which adds statistical weight. Both signals are worth considering together.
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