FintokeivsThinkCapital

Fintokei and ThinkCapital both offer a 80% profit split, so the real differentiators come down to cost, capital, and rules. Fintokei charges $549 and funds up to $700,000, while ThinkCapital charges $499 and funds up to $600,000. Fintokei uses a 2-step evaluation; ThinkCapital uses 2 steps.

ThinkCapital's challenge fee of $499 is lower than Fintokei's $549, making it the more accessible starting point for traders watching upfront costs.

Both Fintokei and ThinkCapital offer a 80% profit split, so this metric is a draw. Look at payout frequency, scaling plan, and max allocation to find the real edge.

Fintokei offers a maximum allocation of $700,000, compared to ThinkCapital's $600,000. For traders focused on scaling, Fintokei provides more room to grow — particularly if both firms offer a scaling plan.

Both Fintokei and ThinkCapital use Equity Based drawdown rules, so there is no difference in how your loss limit is calculated across the two firms.

Fintokei pays out every 14 days; ThinkCapital pays out every 14 days.

Both Fintokei and ThinkCapital offer a scaling plan, meaning funded traders can increase their allocation over time by hitting performance targets. This is a key long-term earning factor to consider alongside the base max allocation.

Fintokei holds a 4.3 rating from 8 reviews; ThinkCapital holds a 4 rating from 62 reviews. Fintokei scores higher but ThinkCapital's rating is based on a larger sample, which adds statistical weight. Both signals are worth considering together.