Question 1

What is the main difference between FXIFY and Top One Trader?

Accepted Answer

The headline difference is profit split — FXIFY offers 80% while Top One Trader offers 85%. Beyond that, FXIFY charges $549 with a max allocation of $1,097,500, compared to Top One Trader's $531 and $600,000.

Question 2

Which firm has the lower challenge fee?

Accepted Answer

Top One Trader's challenge fee of $531 is lower than FXIFY's $549, making it the more accessible starting point for traders watching upfront costs.

Question 3

Which firm offers the better profit split?

Accepted Answer

Top One Trader offers a 85% profit split compared to FXIFY's 80%. Over time, that 5% gap compounds meaningfully on larger funded accounts.

Question 4

Which firm gives you access to more trading capital?

Accepted Answer

FXIFY offers a maximum allocation of $1,097,500, compared to Top One Trader's $600,000. For traders focused on scaling, FXIFY provides more room to grow — particularly if both firms offer a scaling plan.

Question 5

Which firm gets you funded faster?

Accepted Answer

Both firms use a 2-step evaluation. The difference is minimum trading days — FXIFY requires 4 days per phase while Top One Trader requires 3. Top One Trader gives more scheduling flexibility.

Question 6

How do the drawdown rules differ between FXIFY and Top One Trader?

Accepted Answer

FXIFY uses Balance Based drawdown, while Top One Trader uses Balance Equity Highest Eod.

Question 7

How often do FXIFY and Top One Trader pay out profits?

Accepted Answer

FXIFY pays out every 14 days; Top One Trader pays out every 14 days.

Question 8

Do FXIFY and Top One Trader offer a scaling plan?

Accepted Answer

Both FXIFY and Top One Trader offer a scaling plan, meaning funded traders can increase their allocation over time by hitting performance targets. This is a key long-term earning factor to consider alongside the base max allocation.

Question 9

Which firm has stronger reviews?

Accepted Answer

Top One Trader leads on both rating (4.4) and review volume (211), making it the stronger signal of the two. FXIFY holds a 3.9 rating from 126 reviews.

FXIFYvsTop One Trader

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