Side-by-Side Comparison
See how Top One Trader and Ment Funding compare on profit split, challenge fee, drawdown rules, payout frequency, and verified trader ratings — all in one place.
Profit Split
Max Allocation
Challenge fee (100K, 1-step)
Trader Satisfaction
Top One Trader
Ment Funding
Program name
Profit split
Max allocation
Challenge fee (100K, 1-step)
Discounted challenge fee
Profit target
Daily Loss Limit
Daily Loss Type
Max Loss Limit
Max Loss Type
Consistency rule
Min trading days
Payout frequency
Platforms
News trading
EA / algo trading
Scaling plan
Estimate your monthly take-home based on account size and expected monthly return.
Monthly earnings
$7.2K
90% of $8K gross profit
Monthly earnings
$6K
75% of $8K gross profit
The headline difference is profit split — Ment Funding offers 75% while Top One Trader offers 90%. Beyond that, Ment Funding charges $750 with a max allocation of $2,000,000, compared to Top One Trader's $7 and $600,000.
Top One Trader's challenge fee of $7 is lower than Ment Funding's $750, making it the more accessible starting point for traders watching upfront costs.
Top One Trader offers a 90% profit split compared to Ment Funding's 75%. Over time, that 15% gap compounds meaningfully on larger funded accounts.
Ment Funding offers a maximum allocation of $2,000,000, compared to Top One Trader's $600,000. For traders focused on scaling, Ment Funding provides more room to grow — particularly if both firms offer a scaling plan.
Ment Funding uses Balance Based drawdown. Drawdown information for Top One Trader is not available.
Ment Funding pays out every 1 days; Top One Trader pays out every 14 days. Ment Funding offers more frequent access to your profits, which may matter if cash flow is a priority.
Both Ment Funding and Top One Trader offer a scaling plan, meaning funded traders can increase their allocation over time by hitting performance targets. This is a key long-term earning factor to consider alongside the base max allocation.
Top One Trader leads on both rating (4.4) and review volume (211), making it the stronger signal of the two. Ment Funding holds a 3.6 rating from 5 reviews.
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