Earn2TradevsTopstep

The headline difference is profit split — Earn2Trade offers 80% while Topstep offers 90%. Beyond that, Earn2Trade charges $170 with a max allocation of $1,000,000, compared to Topstep's $49 and $750,000.

Topstep's challenge fee of $49 is lower than Earn2Trade's $170, making it the more accessible starting point for traders watching upfront costs.

Topstep offers a 90% profit split compared to Earn2Trade's 80%. Over time, that 10% gap compounds meaningfully on larger funded accounts.

Earn2Trade offers a maximum allocation of $1,000,000, compared to Topstep's $750,000. For traders focused on scaling, Earn2Trade provides more room to grow — particularly if both firms offer a scaling plan.

Both Earn2Trade and Topstep use Equity Based drawdown rules, so there is no difference in how your loss limit is calculated across the two firms.

Earn2Trade pays out every 7 days; Topstep pays out every 3 days. Topstep offers more frequent access to your profits, which may matter if cash flow is a priority.

Both Earn2Trade and Topstep offer a scaling plan, meaning funded traders can increase their allocation over time by hitting performance targets. This is a key long-term earning factor to consider alongside the base max allocation.

Topstep leads on both rating (4.5) and review volume (138), making it the stronger signal of the two. Earn2Trade holds a 4.4 rating from 32 reviews.