Side-by-Side Comparison

BEM FundingvsFTMO

See how BEM Funding and FTMO compare on profit split, challenge fee, drawdown rules, payout frequency, and verified trader ratings — all in one place.

VS
Logo

BEM Funding

5.0

32

5.0 rated3 day mincTrader
View Challenges
FTMO prop firm logo

FTMO

4.5

212

4.5 rated4 day minTradingView
View Challenges
VS

Profit Split

80%vs80%
Logo
FTMO prop firm logo

Max Allocation

$200Kvs$400K
Logo
FTMO prop firm logo

Challenge fee (100K, 2-step)

$389.25vs$439
Logo
FTMO prop firm logo

Trader Satisfaction

5.0vs4.5
Logo
FTMO prop firm logo

Head-to-head Breakdown

Logo

BEM Funding

FTMO prop firm logo

FTMO

Program name

BEM Funding - Classic Normal - 2-step 100K
FTMO - Standard Challenge - 2-Steps 100K

Profit split

80%
80%

Max allocation

$200K
$400Kbest

Challenge fee (100K, 2-step)

$519best
$540

Discounted challenge fee

$389.25best
$439

Profit target

9% | 4.5%
10% | 5%

Daily Loss Limit

4.5%
5%best

Daily Loss Type

Balance/Equity - Highest at EOD
Balance Based

Max Loss Limit

8%
10%best

Max Loss Type

Static
Static

Consistency rule

None
None

Min trading days

3 daysbest
4 days

Payout frequency

Every 14 days
Every 14 days

Platforms

cTrader, MT5
TradingView, cTrader, MT5, MT4

News trading

Allowed
Allowed

EA / algo trading

Allowed
Allowed

Scaling plan

No
Yes

Earnings Calculator

Estimate your monthly take-home based on account size and expected monthly return.

Logo
BEM Funding
Account Size$100K
Monthly return (%)8%

Monthly earnings

$6.4K

80% of $8K gross profit

Monthly Earnings
80% payout
FTMO prop firm logo
FTMO
Account Size$100K
Monthly return (%)8%

Monthly earnings

$7.2K

90% of $8K gross profit

Monthly Earnings
90% payout+ $800 advantage

Compare Firms

BEM Funding and FTMO both offer a 80% profit split, so the real differentiators come down to cost, capital, and rules. BEM Funding charges $519 and funds up to $200,000, while FTMO charges $540 and funds up to $400,000. BEM Funding uses a 2-step evaluation; FTMO uses 2 steps.

BEM Funding's challenge fee of $519 is lower than FTMO's $540, making it the more accessible starting point for traders watching upfront costs.

Both BEM Funding and FTMO offer a 80% profit split, so this metric is a draw. Look at payout frequency, scaling plan, and max allocation to find the real edge.

FTMO offers a maximum allocation of $400,000, compared to BEM Funding's $200,000. For traders focused on scaling, FTMO provides more room to grow.

Both firms use a 2-step evaluation. The difference is minimum trading days — BEM Funding requires 3 days per phase while FTMO requires 4. BEM Funding gives more scheduling flexibility.

BEM Funding uses Balance Equity Highest Eod drawdown, while FTMO uses Balance Based.

BEM Funding pays out every 14 days; FTMO pays out every 14 days.

FTMO offers a scaling plan; BEM Funding does not. If growing your funded account size over time is part of your strategy, FTMO has a structural advantage.

BEM Funding holds a 5 rating from 32 reviews; FTMO holds a 4.5 rating from 212 reviews. BEM Funding scores higher but FTMO's rating is based on a larger sample, which adds statistical weight. Both signals are worth considering together.

Help Center

Stay Connected

Subscribe For The Latest In Prop Trading News And Deals