Side-by-Side Comparison
See how BEM Funding and FTMO compare on profit split, challenge fee, drawdown rules, payout frequency, and verified trader ratings — all in one place.
Profit Split
Max Allocation
Challenge fee (100K, 2-step)
Trader Satisfaction
BEM Funding
FTMO
Program name
Profit split
Max allocation
Challenge fee (100K, 2-step)
Discounted challenge fee
Profit target
Daily Loss Limit
Daily Loss Type
Max Loss Limit
Max Loss Type
Consistency rule
Min trading days
Payout frequency
Platforms
News trading
EA / algo trading
Scaling plan
Estimate your monthly take-home based on account size and expected monthly return.
Monthly earnings
$6.4K
80% of $8K gross profit
Monthly earnings
$7.2K
90% of $8K gross profit
BEM Funding and FTMO both offer a 80% profit split, so the real differentiators come down to cost, capital, and rules. BEM Funding charges $519 and funds up to $200,000, while FTMO charges $540 and funds up to $400,000. BEM Funding uses a 2-step evaluation; FTMO uses 2 steps.
BEM Funding's challenge fee of $519 is lower than FTMO's $540, making it the more accessible starting point for traders watching upfront costs.
Both BEM Funding and FTMO offer a 80% profit split, so this metric is a draw. Look at payout frequency, scaling plan, and max allocation to find the real edge.
FTMO offers a maximum allocation of $400,000, compared to BEM Funding's $200,000. For traders focused on scaling, FTMO provides more room to grow.
Both firms use a 2-step evaluation. The difference is minimum trading days — BEM Funding requires 3 days per phase while FTMO requires 4. BEM Funding gives more scheduling flexibility.
BEM Funding uses Balance Equity Highest Eod drawdown, while FTMO uses Balance Based.
BEM Funding pays out every 14 days; FTMO pays out every 14 days.
FTMO offers a scaling plan; BEM Funding does not. If growing your funded account size over time is part of your strategy, FTMO has a structural advantage.
BEM Funding holds a 5 rating from 32 reviews; FTMO holds a 4.5 rating from 212 reviews. BEM Funding scores higher but FTMO's rating is based on a larger sample, which adds statistical weight. Both signals are worth considering together.
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