Side-by-Side Comparison
See how Fintokei and AquaFunded compare on profit split, challenge fee, drawdown rules, payout frequency, and verified trader ratings — all in one place.
Profit Split
Max Allocation
Challenge fee (100K, 2-step)
Trader Satisfaction
Fintokei
AquaFunded
Program name
Profit split
Max allocation
Challenge fee (100K, 2-step)
Discounted challenge fee
Profit target
Daily Loss Limit
Daily Loss Type
Max Loss Limit
Max Loss Type
Consistency rule
Min trading days
Payout frequency
Platforms
News trading
EA / algo trading
Scaling plan
Estimate your monthly take-home based on account size and expected monthly return.
Monthly earnings
$4K
50% of $8K gross profit
Monthly earnings
$7.2K
90% of $8K gross profit
The headline difference is profit split — AquaFunded offers 90% while Fintokei offers 80%. Beyond that, AquaFunded charges $279 with a max allocation of $400,000, compared to Fintokei's $549 and $700,000.
AquaFunded's challenge fee of $279 is lower than Fintokei's $549, making it the more accessible starting point for traders watching upfront costs.
AquaFunded offers a 90% profit split compared to Fintokei's 80%. Over time, that 10% gap compounds meaningfully on larger funded accounts.
Fintokei offers a maximum allocation of $700,000, compared to AquaFunded's $400,000. For traders focused on scaling, Fintokei provides more room to grow.
AquaFunded uses Balance Equity Highest Eod drawdown, while Fintokei uses Equity Based.
AquaFunded pays out every 14 days; Fintokei pays out every 14 days.
Both AquaFunded and Fintokei offer a scaling plan, meaning funded traders can increase their allocation over time by hitting performance targets. This is a key long-term earning factor to consider alongside the base max allocation.
AquaFunded leads on both rating (4.4) and review volume (297), making it the stronger signal of the two. Fintokei holds a 4.3 rating from 8 reviews.
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