Side-by-Side Comparison
See how Fintokei and BrightFunded compare on profit split, challenge fee, drawdown rules, payout frequency, and verified trader ratings — all in one place.
Profit Split
Max Allocation
Challenge fee (100K, 2-step)
Trader Satisfaction
Fintokei
BrightFunded
Program name
Profit split
Max allocation
Challenge fee (100K, 2-step)
Discounted challenge fee
Profit target
Daily Loss Limit
Daily Loss Type
Max Loss Limit
Max Loss Type
Consistency rule
Min trading days
Payout frequency
Platforms
News trading
EA / algo trading
Scaling plan
Estimate your monthly take-home based on account size and expected monthly return.
Monthly earnings
$4K
50% of $8K gross profit
Monthly earnings
$6.4K
80% of $8K gross profit
BrightFunded and Fintokei both offer a 80% profit split, so the real differentiators come down to cost, capital, and rules. BrightFunded charges $477 and funds up to $400,000, while Fintokei charges $549 and funds up to $700,000. BrightFunded uses a 2-step evaluation; Fintokei uses 2 steps.
BrightFunded's challenge fee of $477 is lower than Fintokei's $549, making it the more accessible starting point for traders watching upfront costs.
Both BrightFunded and Fintokei offer a 80% profit split, so this metric is a draw. Look at payout frequency, scaling plan, and max allocation to find the real edge.
Fintokei offers a maximum allocation of $700,000, compared to BrightFunded's $400,000. For traders focused on scaling, Fintokei provides more room to grow.
Both firms use a 2-step evaluation. The difference is minimum trading days — BrightFunded requires 5 days per phase while Fintokei requires 3. Fintokei gives more scheduling flexibility.
BrightFunded uses Balance Equity Highest Eod drawdown, while Fintokei uses Equity Based.
BrightFunded pays out every 30 days; Fintokei pays out every 14 days. Fintokei offers more frequent access to your profits, which may matter if cash flow is a priority.
Both BrightFunded and Fintokei offer a scaling plan, meaning funded traders can increase their allocation over time by hitting performance targets. This is a key long-term earning factor to consider alongside the base max allocation.
BrightFunded leads on both rating (4.4) and review volume (130), making it the stronger signal of the two. Fintokei holds a 4.3 rating from 8 reviews.
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