Question 1

What is the main difference between Fintokei and FTMO?

Accepted Answer

Fintokei and FTMO both offer a 80% profit split, so the real differentiators come down to cost, capital, and rules. Fintokei charges $549 and funds up to $700,000, while FTMO charges $540 and funds up to $400,000. Fintokei uses a 2-step evaluation; FTMO uses 2 steps.

Question 2

Which firm has the lower challenge fee?

Accepted Answer

FTMO's challenge fee of $540 is lower than Fintokei's $549, making it the more accessible starting point for traders watching upfront costs.

Question 3

Which firm offers the better profit split?

Accepted Answer

Both Fintokei and FTMO offer a 80% profit split, so this metric is a draw. Look at payout frequency, scaling plan, and max allocation to find the real edge.

Question 4

Which firm gives you access to more trading capital?

Accepted Answer

Fintokei offers a maximum allocation of $700,000, compared to FTMO's $400,000. For traders focused on scaling, Fintokei provides more room to grow — particularly if both firms offer a scaling plan.

Question 5

Which firm gets you funded faster?

Accepted Answer

Both firms use a 2-step evaluation. The difference is minimum trading days — Fintokei requires 3 days per phase while FTMO requires 4. Fintokei gives more scheduling flexibility.

Question 6

How do the drawdown rules differ between Fintokei and FTMO?

Accepted Answer

Fintokei uses Equity Based drawdown, while FTMO uses Balance Based.

Question 7

How often do Fintokei and FTMO pay out profits?

Accepted Answer

Fintokei pays out every 14 days; FTMO pays out every 14 days.

Question 8

Do Fintokei and FTMO offer a scaling plan?

Accepted Answer

Both Fintokei and FTMO offer a scaling plan, meaning funded traders can increase their allocation over time by hitting performance targets. This is a key long-term earning factor to consider alongside the base max allocation.

Question 9

Which firm has stronger reviews?

Accepted Answer

FTMO leads on both rating (4.5) and review volume (210), making it the stronger signal of the two. Fintokei holds a 4.3 rating from 8 reviews.

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