FTMO has launched Instant, its first instant funding program, with account sizes ranging from $5,000 to $100,000. The new program joins FTMO’s existing 1-Step Standard, 2-Step Standard, and 2-Step Swing challenges, which remain unchanged.

What Happened

FTMO Instant has been introduced as a single-stage instant funding account.

Pricing

Account Size	Price
$5,000	€169
$10,000	€339
$25,000	€749
$50,000	€1,499
$100,000	€2,999

Pricing is listed in euros.

Drawdown and Loss Limits

FTMO Instant includes:

• Daily loss limit: 3%, balance-based
• Maximum drawdown: 10%, trailing balance
• Consistency rule: 30%
• Minimum trading days: No standard minimum, except as effectively imposed by the 30% consistency rule

Trailing Balance Drawdown on Withdrawal

A key feature of FTMO Instant is how its maximum loss limit behaves after a payout.

The 10% trailing balance drawdown does not reset or lock at the initial account balance. Instead, the maximum loss limit continues trailing.

Because withdrawing a reward reduces the account balance without lowering the maximum loss limit, traders must leave enough balance above that limit when requesting a payout. If a withdrawal causes the balance to fall below the maximum loss limit, the account is breached.

Profit Split and Payouts

FTMO Instant offers:

• Profit split: 90%
• Payout frequency: Every 14 days

The 90% split matches FTMO’s 1-Step Standard program, while the 14-day payout frequency is consistent with the firm’s other programs.

Trading Rules

FTMO Instant follows the same news-trading and overnight/weekend holding rules as the firm’s 1-Step Standard and 2-Step Standard accounts.

The 2-Step Swing program remains the FTMO option that allows news trading, overnight holding, and weekend holding without restrictions.

EAs, copy trading, inactivity rules, risk guidance rules, and commissions remain the same as on FTMO’s other programs.

Leverage and Allocation

Leverage on FTMO Instant is the same as on FTMO’s standard accounts.

Traders can hold one active Instant account at a time, with a maximum Instant allocation of $100,000. FTMO’s total firm-level maximum allocation remains $400,000.

Effective Date

October 12, 2026

Who Is Affected

The launch applies to traders purchasing FTMO Instant from October 12, 2026.

Existing traders on FTMO’s 1-Step Standard, 2-Step Standard, and 2-Step Swing programs are unaffected.

Impact on Traders

No action is required from existing FTMO traders.

Prospective Instant traders should review the program terms before purchasing, particularly how withdrawals interact with the trailing maximum loss limit.

Prop Firm Match Perspective

Prop Firm Match will update its FTMO listings to reflect the addition of the Instant program.