Instant Funding Prop Firm Details

For One-Phase Pro (Funded):

• Your best trading day must not account for more than 40% of your total profit.

For IF Micro Pro (Funded):

• Your best trading day must not account for more than 15% of your total profit. IF Micro also has a add on available using which the consistency rule requirement increases to 20% except for $100K accounts.

IF Starter:

• Your best trade must not account for more than 15% of your total profit.

IF Evolve:

• Your single most profitable trading day must not account for more than 40% of your total profit for both challenges and funded stages"

Maximum Lot Sizes:

• https://instantfunding.com/help/maximum-lot-sizes/

Margin Limit:

• https://instantfunding.com/help/how-do-you-show-good-risk-management/

Minimum hold time:

• Trades held for 60 seconds or less are regarded as high frequency trades and are prohibited

Smart Drawdown (Instant Funding Pro, Instant Funding Lite and Instant Funding Clarity):

• It starts at -10% and automatically adjusts to -5% once you achieve a 5% gain on your account balance. After that point, the drawdown remains fixed at -5% of your starting balance, even if your profits grow.

News Trading:

• One-Phase Pro, and One Phase Lite (challenge phase only): No news restrictions
• IF Micro Pro, IF Starter, IF Evolve: No news restrictions
• Instant Funding Pro, Instant Funding Lite, One-Phase Pro, One Phase Lite (funded accounts) and Instant Funding Clarity: News trading is not allowed 4 minutes before and after high impact news, Allowed with Add-on.
• News trading is not allowed on IF Micro Lite accounts. Opening or closing a trade within 4 minutes either side of a red folder news event will result in a minor violation on your account.

Weekend Holding

• One-Phase Pro, and One Phase Lite (challenge phase only): Allowed
• IF Micro Pro, IF Starter: Allowed
• Instant Funding Pro, Instant Funding Lite, One-Phase, One Phase Lite (funded accounts) and Instant Funding Clarity: Allowed with Add-on
• IF Evolve: Not allowed

Inactivity: If no trades are placed within 60 days of your account purchase or after the last trade, your account will be automatically closed.

Risk per Trading Instrument

• Instant Funding Pro: You may not risk more than 3% of your starting account balance at any time on a single trade idea.
• Instant Funding Lite: You may not risk more than 2% of your starting account balance at any time on a single trade idea.
• IF Micro Pro and IF Starter: You may not risk more than 1% of your starting account balance at any time in one trade idea
• One Phase Pro: You may not risk more than 50% of your daily drawdown at any time in one trade idea.
• Closing and reopening a position in the same direction on the same instrument within 10 minutes is treated as the same trade idea and does not reset the limit. -Exceeding this limit will result in a hard breach.
• Account Drawdown (Clarity): If the unrealized loss on your open positions exceeds 2% of the starting balance on a One-Phase Clarity account or 1.5% on an IF Micro Clarity account, and 2.5% on an Instant Funding Clarity account the system closes everything automatically. First time, your account moves to a 50% profit split and stays active — your second chance. A second breach closes the account permanently.

Prohibited Practice and strategies

• Latency Arbitrage: Exploiting delays in data updates for unfair advantages.
• Tick Scalping: Attempting to profit from minimal price fluctuations at unsustainable speeds.
• Account Arbitrage: Using multiple accounts to exploit differences in trading conditions, bonuses, or risk limits for unfair gain.
• Account Churning (Rolling): Opening multiple funded or challenge accounts in quick succession is prohibited
• High-frequency trading (HFT): HFT involves holding trades for 60 seconds or less.
• Third-Party EAs: Publicly available third-party Expert Advisors (EAs), algorithms, or bots are not permitted.
• Reverse Trading: Involves using multiple accounts to take opposing positions on the same asset (e.g., one account goes long while another goes short).
• Group Hedging: Occurs when multiple traders coordinate their positions to hedge risk across accounts.
• One-Sided Bets: Taking positions in a single direction without proper analysis or consideration of market trends, often leading to excessive exposure.
• Grid Trading: Placing buy and sell orders at fixed intervals, relying solely on price fluctuations rather than informed analysis. This strategy disregards market conditions and often leads to uncontrolled losses.
• Overleveraging: Exceeding the allowable lot size limit for your account type on a single trade idea. This creates excessive risk and significantly increases the chances of an account wipeout.
• Gambling: Engaging in trades that resemble betting rather than strategy, such as placing random positions without analysis or risking large portions of the account on a single trade idea.
• Martingale: Increasing positional notional volume after each trade, aiming to recover previous losses or amplify winnings on subsequent trades. This involves doubling down after a losing trade. Martingale trading is allowed for all challenges and IF Micro accounts (including funded stage). For Instant Funding accounts, traders can add to losing positions but must avoid continuously doubling lot sizes after losses.
• Improper Day Padding: If a minimum trading day requirement applies to your account, each trading day should reflect your normal trading behavior. Opening negligible or artificial trades solely to meet the minimum trading day requirement is not permitted.
  • This includes: Trading significantly smaller lot sizes than usual, Executing low-risk or meaningless trades with no strategic intent. Such behavior is considered inconsistent and does not align with our evaluation of genuine trading skill.

Instant Funding Pro accounts, Instant Funding Lite accounts and Instant Funding Clarity:

• Your first withdrawal is available 14 days after your initial trade. After that, you can withdraw every 7 days following your next trade.

IF Starter:

• You can request one payout after the 24-hour account period ends if your best trade does not exceed 15% of your total profit and your net profit is at least 2% of your starting balance.

IF Micro Lite:

• To qualify for a payout:
  • Your Best Day must not account for more than 15% of your total profit.
  • You must have reached the 5% minimum withdrawal threshold.
  • 14 days must have passed since your first trade.
  • Smart Drawdown must be locked in.
  • All active trades must be closed before submitting your payout request.
  • The standard Reward Share is 80%.

For Instant Funding Micro, One-Phase Micro, One-Phase Pro, Two-Phase and Two-Phase Micro simulated funded accounts:

• you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates.

On demand payout requirement

• For One-Phase Pro (Funded): Your best trading day must not account for more than 40% of your total profit.
• For IF Micro Pro, IF Starter: Your best trading day must not account for more than 15% of your total profit. IF Micro also has a add on available using which the consistency rule requirement increases to 20%.
• For One-Phase Lite: No consistency rule is required (This applies to the first payout only)

Minimum profit

• IF Micro Pro: Your total net profit must reach at least 5% of your starting balance.
• IF Starter: Your total net profit must reach at least 2% of your starting balance.
• One-Phase Lite: Your total net profit must reach at least 1.5% of your starting balance.
• For all other programs: Your total net profit for a payout must reach at least 1.5% of your starting balance or $25, whichever is larger.

IF Evolve: The maximum payout is 50% of the account profit, capped at $2,000 per request.

• Once an account has received its fifth payout, no further payouts can be requested from that account.

Payout Cap

• For 200K IF Micro Clarity accounts, the first two payouts are capped at $4,000 each. Any profit above the cap remains in the account and is not included in that payout request.
• After the first two payouts have been completed, the cap no longer applies and future withdrawals follow the standard payout conditions.