Side-by-Side Comparison
See how Fintokei and FTMO compare on profit split, challenge fee, drawdown rules, payout frequency, and verified trader ratings — all in one place.
Profit Split
Max Allocation
Challenge fee (100K, 2-step)
Trader Satisfaction
Fintokei
FTMO
Program name
Profit split
Max allocation
Challenge fee (100K, 2-step)
Discounted challenge fee
Profit target
Daily Loss Limit
Daily Loss Type
Max Loss Limit
Max Loss Type
Consistency rule
Min trading days
Payout frequency
Platforms
News trading
EA / algo trading
Scaling plan
Estimate your monthly take-home based on account size and expected monthly return.
Monthly earnings
$4K
50% of $8K gross profit
Monthly earnings
$7.2K
90% of $8K gross profit
Fintokei and FTMO both offer a 80% profit split, so the real differentiators come down to cost, capital, and rules. Fintokei charges $549 and funds up to $700,000, while FTMO charges $540 and funds up to $400,000. Fintokei uses a 2-step evaluation; FTMO uses 2 steps.
FTMO's challenge fee of $540 is lower than Fintokei's $549, making it the more accessible starting point for traders watching upfront costs.
Both Fintokei and FTMO offer a 80% profit split, so this metric is a draw. Look at payout frequency, scaling plan, and max allocation to find the real edge.
Fintokei offers a maximum allocation of $700,000, compared to FTMO's $400,000. For traders focused on scaling, Fintokei provides more room to grow — particularly if both firms offer a scaling plan.
Both firms use a 2-step evaluation. The difference is minimum trading days — Fintokei requires 3 days per phase while FTMO requires 4. Fintokei gives more scheduling flexibility.
Fintokei uses Equity Based drawdown, while FTMO uses Balance Based.
Fintokei pays out every 14 days; FTMO pays out every 14 days.
Both Fintokei and FTMO offer a scaling plan, meaning funded traders can increase their allocation over time by hitting performance targets. This is a key long-term earning factor to consider alongside the base max allocation.
FTMO leads on both rating (4.5) and review volume (211), making it the stronger signal of the two. Fintokei holds a 4.3 rating from 8 reviews.
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