Reviews137
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IDReviews
5.0
Trader’s Satisfaction
$10K
Instant
This is my 4 payout. I love this propfirm. But I don't understand why spread xauusd on finotive so high. I understanding volatile xauusd because war but other propfirm can low spread. Ya anyways I still love this propfirm because fast payout
3 Months +
1
3
Fast payout
Fast payout
5.0
User Friendliness
5.0
Payout Process
5.0
Customer Care
5.0
Trading Conditions
March 31, 2026
Dear Muhammad, Thank you for your continued trust and for sharing your experience, and congratulations on your 4th payout. We really appreciate your honest feedback regarding XAUUSD spreads. Gold can be particularly sensitive during periods of increased volatility, which can lead to wider spreads depending on market conditions and liquidity. That said, we’re continuously working on optimizing our trading environment, including spreads, to remain competitive while maintaining execution quality and stability. We're glad to hear that payouts continue to meet your expectations, speed and reliability on withdrawals remain a top priority for us. If you ever have specific examples or questions, feel free to reach out to our team, we’re always happy to take a closer look. Best regards, — The Finotive Funding Team
EGReviews
5.0
Trader’s Satisfaction
$10K
Instant
Great experience with Finotive Funding. Smooth payout, tight spreads, fast execution, and clear rules ,But what sets them apart is their communication methods, their quick response to any inquiry, and their ability to resolve all the problems you face. They are always ready to help. Thank you, Fintive Funding.
N/A
0
Great experience with Finotive Funding. Smooth payout, tight spreads, fast execution, and clear rules ,But what sets them apart is their communication methods, their quick response to any inquiry, and their ability to resolve all the problems you face. They are always ready to help. Thank you, Fintive Funding.
Great experience with Finotive Funding. Smooth payout, tight spreads, fast execution, and clear rules ,But what sets them apart is their communication methods, their quick response to any inquiry, and their ability to resolve all the problems you face. They are always ready to help. Thank you, Fintive Funding.
5.0
User Friendliness
5.0
Payout Process
5.0
Customer Care
5.0
Trading Conditions
March 24, 2026
Hi Mousa, Thank you so much for your kind words, we truly appreciate your feedback! We’re glad to hear that your experience has been smooth across payouts, execution, and overall trading conditions. It’s especially great to know that our support and communication made a difference for you, that’s something we place a strong focus on. We’re always here to help, and it’s great to have you with us. That’s exactly the kind of experience we aim to deliver. Best regards, — The Finotive Funding Team
MYReviews
5.0
Trader’s Satisfaction
$10K
Instant
I had a great experience using Finotive Funding for my prop firm journey. The withdrawal process is fast, which makes a huge difference. I also really like the dashboard, it allows me to monitor my progress live and stay on track in real time. Overall, it’s been smooth and trader friendly.
1 Month +
1
1
easy to withdrawal
the instant account
5.0
User Friendliness
5.0
Payout Process
5.0
Customer Care
4.0
Trading Conditions
March 24, 2026
Hi Mohd, Really appreciate you sharing this! Great to hear that everything from the withdrawal process to the dashboard has been working smoothly for you. Having that real-time visibility and a setup that feels intuitive can make a big difference in staying on track. Glad to know the overall experience has been straightforward and aligned with what you were looking for. We’re glad to have you with us, wishing you continued success on your trading journey. Best regards, — The Finotive Funding Team
SAReviews
5.0
Trader’s Satisfaction
$100K
Instant
They have the best accounts in the field as regard rules and conditions. As a trader you will feel comfortable with them. Customer support are helpful, dashboard is user friendly. Payout guaranteed as long as you follow all rules.
1 Month +
1
0
Their rules
Nothing
5.0
User Friendliness
5.0
Payout Process
5.0
Customer Care
5.0
Trading Conditions
March 24, 2026
Hi Mahmoud, Love hearing this, thank you for sharing your experience! It’s good to know that the overall setup, from rules to platform, feels comfortable and easy to work with. That’s exactly how trading conditions should feel. Also great to hear that the support team and dashboard have been adding to that experience along the way. We’re glad to have you with us, wishing you continued success on your trading journey. Best regards, — The Finotive Funding Team
IDReviews
5.0
Trader’s Satisfaction
$25K
Instant
Price so pricely but trading rules is so easy. And payout real fast. I think isn't the best funded instantly but i will recommended for you people to use this
1 Month +
1
2
Trading rules is so easy
Fastest payout
5.0
User Friendliness
5.0
Payout Process
5.0
Customer Care
5.0
Trading Conditions
March 18, 2026
Thank you for your feedback and for sharing your experience! We’re glad to hear that you find our trading rules simple and easy to follow, and that you’re satisfied with the speed of our payouts—that’s something we work hard to maintain for all our traders. We also appreciate your honest thoughts on pricing. We continuously aim to provide strong value through reliable execution, transparency, and fast withdrawals. Thank you for your recommendation. It truly means a lot to us! Best regards, — The Finotive Funding Team
BGReviews
5.0
Trader’s Satisfaction
$25K
Instant
Super fast KYC processing, account activated directly after KYC was approved and I had signed my contract. No hidden rules, no gimmicks. I made a single profitable trade and I was able to request a payout and received it within 48 hours. Absolutely amazed by this prop firm. I totally recommend them. I just requested my 2nd payout today and I have no doubt in them!
Less 1 Month
2
10+
The best thing I have ever seen in a prop firm: No consistency rules, no minimum trading days. You have no limitations with them!
It's perfect!
5.0
User Friendliness
5.0
Payout Process
5.0
Customer Care
5.0
Trading Conditions
March 18, 2026
Thank you for your amazing feedback! We’re delighted to hear that your KYC process was smooth and that your account activation was quick and hassle-free. It’s great to know that you appreciate our transparent rules and straightforward approach. This is exactly what we strive to deliver. Congratulations on your successful trades and payouts! We’re especially glad that your withdrawal experience has been fast and reliable. Your continued trust, including requesting your second payout, truly means a lot to us. We appreciate your recommendation and wish you continued success moving forward! Best regards, — The Finotive Funding Team
INReviews
4.0
Trader’s Satisfaction
$25K
Instant
So i have 25000 instant funding lite account and been using it from a 2 weeks and i conclude that this is the worst prop firm out there as there is minimum 4 pips slippage in eurusd in every single trade from opening to closing no matter in which session you are trading and i am not talking during news normally thi high slippage and this prop firm wont do anything about it.Dont buy any account from this propfirm.you will regret. UPDATE REGARDING ISSUE: so i contacted there risk support team and they verified the problem and refunded 200 dollars to ...
N/A
0
They acknowledged the problem and actually refunded the slippage cost which other firm wouldn’t do
Everything is fine (i didn’t requested payout yet so i dont know about that)but hopefully they will solve this major slippage problem permanently
4.0
User Friendliness
4.0
Payout Process
4.0
Customer Care
2.0
Trading Conditions
March 18, 2026
Thank you for sharing your detailed feedback and for updating your review. We sincerely apologize for the inconvenience caused by the slippage you experienced. We understand how critical execution quality is for traders, and we take concerns like this very seriously. Slippage can occasionally occur due to market conditions and liquidity factors, but consistent issues like the one you described are not the experience we aim to provide. We’re glad to hear that our Risk Support Team was able to investigate the matter, verify the issue, and provide compensation. Your acknowledgment means a lot to us, and we appreciate your patience while we worked through it. Please rest assured that we are continuously working with our liquidity providers to improve execution quality and minimize such occurrences moving forward. Thank you again for your honest feedback—it helps us improve. Best regards, — The Finotive Funding Team
PKReviews
3.0
Trader’s Satisfaction
$10K
Instant
Normal experience with Finotive Funding. Smooth payout, very high spreads, high slippage. Also note Rules are very simple, Only max drawdown, dailydrawdown and volume just focus on these three rules.
3 Months +
1
2
Simple 3 rules fast instant payouts tight spreads.
Very high spread and insane amount of slippage
4.0
User Friendliness
5.0
Payout Process
4.0
Customer Care
1.0
Trading Conditions
March 18, 2026
Thank you so much for sharing your experience! We’re thrilled to hear that you’re enjoying the smooth payouts, tight spreads, and fast execution. Our goal is always to keep things clear and straightforward, so it’s great to know that the simplicity of our rules is helping you stay focused and confident in your trading. We truly appreciate your recommendation and your trust in us. Wishing you continued success on your trading journey! Best regards, — The Finotive Funding Team
ROReviews
2.0
Trader’s Satisfaction
$100K
Instant
Finotive has an appealing instant funding model, one of the few where you actually trade more than your own money. This attracted me to them and when I got the first payout (which was roughly the amount invested) everything looked wonderful. But then things started to change. First, I noticed some slippage issues, way larger than before. Maybe it was not just for me and it was something that appeared for everyone in 2026. I don't know, but it surely is annoying at times, especially when you see that your trade was closed more than one pip beyond yo...
N/A
0
- The instant funding model - The first payout was without problems (as a coincidence, it was almost equal to the account fee) - You can choose accounts in EURO that have standard sizes (50k, 100k, 200k etc) - The overall interaction - The dashboard - Rules easy to track during trading (the official ones, at least) - Spreads are competitive during London / US sessions.
- At the second payout on instant funding, they started inventing reasons to reduce the profit share from 70% to 10%. There is nowhere any indication that you are not allowed to trade only 1 instrument with constant lot size. In my opinion, this is a sign of a clear and consistent strategy, not of gambling and the rest of allegations. - The risk team has not answered my message about their decision even though 3 weeks have passed. - Lately, the slippage is always against you, even for limit orders. - When hitting the stop loss, the slippage is sometimes very significant (more than 1 pip, even 3 pips once) even though there is no news event and London / US sessions are open - Swaps are high. On crypto they are huge and in addition to that they charge triple swaps on wednesday even though they do charge swaps during weekend also. Note: the big slippage on stops and the huge crypto swaps were observed on a separate challenge account that I have with them (still in first phase at the moment), but I am pretty sure it applies also on instant funding, which is the main target model of this review.
4.0
User Friendliness
2.0
Payout Process
3.0
Customer Care
2.0
Trading Conditions
Denied Amount
Reason
Denied Reason
The account shows a consistent pattern of continued engagement in the same instrument after negative
Summary
The account shows a consistent pattern of continued engagement in the same instrument after negative outcomes, followed by progressive recovery attempts rather than independent trade setups. This constitutes recovery-driven trading behaviour and outcome-dependent execution. Recovery / Continuation Trading Behaviour (Section 7.1(i) & 7.6(c)) The dataset demonstrates repeated re-engagement in the same instrument after losses without meaningful strategic separation. Recovery-Driven Sequences (Section 7.6(c)) Following drawdown events, multiple subsequent trades are placed on the same instrument until equity is recovered. Gambling-Style Outcome Dependence (Section 7.6(e) & 7.6(f)) The account’s profitability is largely dependent on clustered recovery trades following losses. Instead of distributed performance across independent setups, outcomes are concentrated in recovery phases after drawdowns.
Documents From Reporter
March 19, 2026
Dear Ermoghen, Thank you for taking the time to share your detailed feedback and also for placing your trust in Finotive by choosing our instant funding model. We’re pleased to hear that your initial experience, including your first payout, met your expectations. At the same time, we understand that your recent experience has been frustrating, particularly regarding both the execution and payout decision. Regarding the payout adjustment, we would like to provide some additional context. All accounts are reviewed in line with our Terms & Conditions and internal risk framework. These assessments are always based on a holistic evaluation of trading behaviour over time, rather than on individual trades. In certain cases, specific patterns may result in adjustments in payout eligibility, as outlined in our policy. We understand that this outcome may feel frustrating, and we appreciate you sharing your perspective. At the same time, these measures are applied consistently to ensure a fair and sustainable trading environment for all participants. We also recognise that the delay in communication is not ideal, and your case has been followed up internally to ensure proper handling. Your feedback is taken seriously, and we are continuously working to improve both our processes and overall trader experience. We would be happy to continue supporting you moving forward and hope to regain your full confidence over time. Best regards, — The Finotive Funding Team
ZMReviews
1.0
Trader’s Satisfaction
$100K
Instant
Payout Reduced to 10% After Large Withdrawal Request I had no issues when requesting smaller payouts. However, immediately after requesting a larger payout on my instant funding account, my payout was reduced to 10% under what they call “behavioural enforcement.” Their marketing promotes transparency and “no hidden rules.” I traded within the stated risk parameters and respected all visible rules. Yet once the payout amount became significant, vague behavioural clauses were applied. 1) High-Impact Trade Dependency (Primary Justification) They cla...
N/A
0
They used yo payout fairly back then and when payouts are small
Subjective bendable rules when large payouts and slippage
4.0
User Friendliness
2.0
Payout Process
1.0
Customer Care
1.0
Trading Conditions
Denied Amount
Reason
Denied Reason
Payout Reduced to 10% After Large Withdrawal Request
Summary
Payout Reduced to 10% After Large Withdrawal Request I had no issues when requesting smaller payouts. However, immediately after requesting a larger payout on my instant funding account, my payout was reduced to 10% under what they call “behavioural enforcement.” Their marketing promotes transparency and “no hidden rules.” I traded within the stated risk parameters and respected all visible rules. Yet once the payout amount became significant, vague behavioural clauses were applied. 1) High-Impact Trade Dependency (Primary Justification) They claim a large portion of profitability came from certain trades. Trading is inherently performance-driven. If exposure remains within limits and no risk rules are violated, profitability should not be penalised simply because a trade performs well. Notably, similar trade behaviour did not trigger issues during smaller payout cycles. 2) Position Splitting / Clustered Entries Opening multiple positions within seconds was labelled as “position sp
Documents From Reporter
March 19, 2026
Dear Thokozani, Thank you for taking the time to share such a detailed breakdown of your experience, and also for previously recommending Finotive, we truly value that. We’re glad to hear that your earlier payouts were processed smoothly. At the same time, we understand that the recent outcome has been frustrating, especially given the difference in payout size. We would like to provide some additional context around the decision. Your account was reviewed in detail by our Risk Team, and a comprehensive explanation was shared with you outlining the assessment and the specific factors considered, in line with our Terms & Conditions. As part of our framework, all accounts are evaluated holistically, meaning that trading behaviour is assessed across the full dataset rather than on individual trades in isolation. These evaluations are not triggered by the size of a withdrawal request, but by identifiable patterns in execution and risk structure, as defined in our policy. We understand that certain approaches, such as scaling into positions or adapting across instruments, can be part of a trading strategy. At the same time, the evaluation considers how these elements combine over time within the broader context of consistency and risk methodology. Regarding execution, slippage can occur in live market environments and may vary depending on market conditions. We understand that this can be frustrating, and such feedback is continuously reviewed as part of our efforts to improve overall trading conditions. We appreciate you taking the time to outline your concerns in detail. At the same time, the applied measures are part of a consistent framework designed to ensure a fair and sustainable environment for all traders. We remain available should you wish to continue trading with us, and we would be happy to support you going forward. Best regards, — The Finotive Funding Team