Finotive Funding Reviews

I traded some time with them. Also had an risk interview. i started the new Finotive pro Challenge, earned a salary and traded my account for 1 month, before my account go instantly banned and payout reduced to 10% without any wrongdoings or breach of rules. They basically said me risking 1% per trade idea are "substantial losses" which can not be recovered by 2:1 risk reward ratio (because thats gambling). Context: i only risk 1% per trade, have sometimes several days pause in between because i only take very good setups. When i had a sequence of losing trades over some days, i then had 2 days where i achieved a 2:1 risk to reward. So i made 2000 on 2 days. But these days were not instantly after the losing trades, they came some DAYS later. Still they claim i was loss / recovery chasing and basically gambling. Like what? basically 90% of literature teach to take 2:1 risk to reward and risk 1% Also i checked the dashboard regurlary and there were no flags shown so my overall trading style adhered to the rules all the time. I never received a warning, flag or anything else. Despite no warnings and i also mentioned my risk to reward in the previous risk interview, where they said nothing about this being not allowed, i got my payout reduced to 10% and my account instanlty taken away. If they deem anything wrong in my trading they should let me know before and a chance to improve

FINOTIVE admits in writing: no rule broken. Payout cut from 70% to 10% anyway. This review is based entirely on Finotive's own written statements to me — their Risk Review letter of 10 July 2026 and their written rejection of my appeal. Every quote below is verbatim from those two documents. I traded an «Instant Funding Lite» account: 5 trades on XAUUSD, all profitable (+$3,496.40 by their own accounting), fixed 0.40-lot size, defined stop-loss and take-profit on the trades (approx. 15 points, per their own letter) — fully within their published rules. On 10 July, the same day my final trade closed, their Risk Team reduced my payout to 10% and permanently closed my account. Their letter cited no specific trading rule I had broken — only general clauses. I appealed within their 48-hour window, pointing out that no rule in their Terms covered my trading. Their written answer did not dispute this. It confirmed it: their determination «was not made on the basis of those individual provisions» Read that again — the firm states, in writing, that payout reduction to 10% is NOT based on any specific rule in its own Terms. What was it based on instead? What their appeal response calls a «holistic assessment»: that my 5 profitable trades «did not provide sufficient evidence of a broader, consistently repeatable trading methodology». This requirement exists nowhere in their Terms. There is no minimum trade count for a payout. There is no rule against winning your trades. It is a standard applied after the fact — one no trader can check, follow, or even know about before trading, because it is not written anywhere. And the real reason appears in both letters: their external liquidity provider classified my trading flow as «unhedgeable». That is industry language for one thing only — flow that consistently wins against the counterparty taking the other side. Notice the contradiction: my trading is simultaneously too consistently profitable for their liquidity partner, and not «consistently repeatable» enough to be paid. Both cannot be true. One of them is the reason; the other is the justification. Two more facts: neither letter cites any strike, warning, or dashboard notification on my account — none existed. And my account access was revoked before their own 48-hour appeal deadline had expired, so I could not even export my records. My takeaway for other traders: at this firm, following every written rule does not determine whether you get paid. Whether your profits are convenient for their liquidity provider does. I hold both letters and the complete correspondence documenting every statement in this review.

I was running 2x 100k instant lite since February. With the first payout I had to do a video confirmation and elevated KYC. In total I had 9 payouts on the 2 accounts. This week they decided to close my account with no real good reason. I was risking max 0.6% and my total drawdown was around 1.2%. With a few payouts they asked to do elevated KYC again and again. If you get to profitable they just kick you out and close everything. Below the email with risk issues with no real explanation. As stated before I did very low risk trades well within the limit of 1.5%. This the email they sent. "Dear Irwan, Following a comprehensive review of your account and trading activity, Finotive Funding has concluded its Risk Review. During this review, your trading flow was assessed by our liquidity provider as toxic and unhedgeable. As a result, our liquidity provider has determined that it is unable to continue accepting or managing the risk associated with your trading activity. This determination is based on the liquidity provider's independent risk assessment and is not a discretionary decision made solely by Finotive Funding. As our simulated risk management framework relies on maintaining relationships with liquidity providers that are willing to warehouse or hedge trading flow, we are unable to continue providing our Services where trading activity has been classified as unhedgeable. In accordance with our Terms and Conditions: Section 3.2 – Refusal and Restrictions provides that Finotive Funding may refuse, restrict, suspend, or terminate access to the Services where it considers this necessary for risk, compliance, platform integrity, or business reasons. Section 18.2 – Termination further provides that Finotive Funding may terminate a Trader's access where it reasonably determines that continuation presents a material risk. After considering the findings of the review, we have determined that we are no longer able to offer our Services to you, and your account has therefore been permanently closed. Any Reward Payment that has already been approved remains unaffected and will be processed in accordance with our normal procedures. However, no further participation in the Finotive Funding programme will be permitted. We appreciate the time you have spent trading with Finotive Funding and thank you for your understanding. Kind regards, Finotive Risk Team"

Im really glad that im making this amount from an account size like this,best of luck these guys realy have a good payment system, and also im really glad that this is my first propfirm

It's a good company with clear terms and conditions in the control panel, and it has a proven track record of paying profits. However, I hope you will remove the Martingale rule as it restricts traders. Support is good.

dashboard is superb, finotivepay is a game changer I like the fact i can quickly move funds around finotive products. and kudos to customer support for always being right on point. Absolutely a 6/5.

Finotive is the best propfirm i trade with him and every thing is good payment and payout and trade is very good and i trade countinuig with finotive

I want to share my factual experience regarding Finotive's execution quality and liquidity depth during the daily rollover to help other traders make informed decisions. On my 50k Challenge, I had a Sell position on EURUSD. At exactly 5:00 PM EST (rollover), the spread widened by over 20 pips. As a result, my stop loss was triggered with massive negative slippage, closing a heavily profitable trade at a loss. To provide context, I had the exact same setup running simultaneously on other accounts with different reputable prop firms/brokers. On all those other platforms, the spread remained stable, the trade stayed open, and it successfully hit my Take Profit shortly after. When I contacted Finotive support with chart evidence, they provided a $70 goodwill refund (which I acknowledge). However, they officially stated that upon review, there were no pricing errors or anomalies. They confirmed that a 20-pip spread on EURUSD is the actual pricing received from their Liquidity Providers at that time, and that "comparing executions across different providers does not necessarily indicate that one execution is incorrect". While I understand rollover mechanics, the fact that their official LP feeds produce a 20+ pip spread on the most liquid currency pair in the world—while competitors do not—is something every trader should be aware of. If you trade here, be extremely careful holding any position through 5:00 PM EST, as your stop losses are exposed to extreme spread widening.

An amazing trading experience here! The evaluation process at the Finotive Funding prop firm is very fair, and their customer support is highly responsive in helping resolve any issues.

Compliant trader — all accounts closed over one missed call due to a family emergency. Hoping someone from Finotive can help. I want to be fair before anything else: I genuinely rated Finotive's transparency and vision, and I traded with them fully compliantly the whole way through — zero strikes, zero rule breaches, a completely clean record. That's what makes this so hard to write. I've worked hard for this and invested real money — four accounts, each purchased for over $1,000: three funded $200K accounts and one $200K Pro Challenge I'd only just bought and had never even traded. All of them have now been permanently closed, my payout suspended, and I've been blocked from the platform entirely — not for any strike or breach, but for missing ONE compliance call, due to an unforeseen family emergency involving my child that was completely outside my control. The timeline (all timestamped and retained): • Mon 09:12 – Enhanced KYC requested • Mon 12:13 – I completed KYC in full, within 3 hours • Mon 13:02 – compliance call requested; I booked it instantly, at the first slot: Tue 09:00 • Tue 09:00 – the emergency meant I couldn't attend • Tue 10:34 – I emailed the same morning, ~90 minutes later, to explain and ask to reschedule My identity verification was already complete. I never refused or went silent — I actively asked to complete the call. Their own terms state these outcomes 'may' apply, not that they must, yet the most severe option, permanent closure, was chosen for a clean-record trader who missed a single call and immediately tried to rebook. One of the closed accounts had zero trading activity at all. I've since sent a full, detailed written appeal to the compliance team — and have had no response. I'm not alleging bad faith, and I'm not asking for special treatment. I'm asking for one thing: for someone at Finotive to look at this properly and offer me a single rescheduled call. I'll join anytime, webcam and screen sharing on, and I can evidence the emergency. If anyone from the Finotive team sees this — please help me resolve this. I still believe in what you're building and would genuinely love the chance to put it right. I'm happy to provide full timestamped evidence, account details and my registered email privately for verification. rating: 2 stars — will gladly update if resolved