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ROReviews
2.0
Trader’s Satisfaction
$100K
Instant
Finotive has an appealing instant funding model, one of the few where you actually trade more than your own money. This attracted me to them and when I got the first payout (which was roughly the amount invested) everything looked wonderful. But then things started to change. First, I noticed some slippage issues, way larger than before. Maybe it was not just for me and it was something that appeared for everyone in 2026. I don't know, but it surely is annoying at times, especially when you see that your trade was closed more than one pip beyond yo...
N/A
0
- The instant funding model - The first payout was without problems (as a coincidence, it was almost equal to the account fee) - You can choose accounts in EURO that have standard sizes (50k, 100k, 200k etc) - The overall interaction - The dashboard - Rules easy to track during trading (the official ones, at least) - Spreads are competitive during London / US sessions.
- At the second payout on instant funding, they started inventing reasons to reduce the profit share from 70% to 10%. There is nowhere any indication that you are not allowed to trade only 1 instrument with constant lot size. In my opinion, this is a sign of a clear and consistent strategy, not of gambling and the rest of allegations. - The risk team has not answered my message about their decision even though 3 weeks have passed. - Lately, the slippage is always against you, even for limit orders. - When hitting the stop loss, the slippage is sometimes very significant (more than 1 pip, even 3 pips once) even though there is no news event and London / US sessions are open - Swaps are high. On crypto they are huge and in addition to that they charge triple swaps on wednesday even though they do charge swaps during weekend also. Note: the big slippage on stops and the huge crypto swaps were observed on a separate challenge account that I have with them (still in first phase at the moment), but I am pretty sure it applies also on instant funding, which is the main target model of this review.
4.0
User Friendliness
2.0
Payout Process
3.0
Customer Care
2.0
Trading Conditions
Denied Amount
Reason
Denied Reason
The account shows a consistent pattern of continued engagement in the same instrument after negative
Summary
The account shows a consistent pattern of continued engagement in the same instrument after negative outcomes, followed by progressive recovery attempts rather than independent trade setups. This constitutes recovery-driven trading behaviour and outcome-dependent execution. Recovery / Continuation Trading Behaviour (Section 7.1(i) & 7.6(c)) The dataset demonstrates repeated re-engagement in the same instrument after losses without meaningful strategic separation. Recovery-Driven Sequences (Section 7.6(c)) Following drawdown events, multiple subsequent trades are placed on the same instrument until equity is recovered. Gambling-Style Outcome Dependence (Section 7.6(e) & 7.6(f)) The account’s profitability is largely dependent on clustered recovery trades following losses. Instead of distributed performance across independent setups, outcomes are concentrated in recovery phases after drawdowns.
Documents From Reporter
March 19, 2026
Dear Ermoghen, Thank you for taking the time to share your detailed feedback and also for placing your trust in Finotive by choosing our instant funding model. We’re pleased to hear that your initial experience, including your first payout, met your expectations. At the same time, we understand that your recent experience has been frustrating, particularly regarding both the execution and payout decision. Regarding the payout adjustment, we would like to provide some additional context. All accounts are reviewed in line with our Terms & Conditions and internal risk framework. These assessments are always based on a holistic evaluation of trading behaviour over time, rather than on individual trades. In certain cases, specific patterns may result in adjustments in payout eligibility, as outlined in our policy. We understand that this outcome may feel frustrating, and we appreciate you sharing your perspective. At the same time, these measures are applied consistently to ensure a fair and sustainable trading environment for all participants. We also recognise that the delay in communication is not ideal, and your case has been followed up internally to ensure proper handling. Your feedback is taken seriously, and we are continuously working to improve both our processes and overall trader experience. We would be happy to continue supporting you moving forward and hope to regain your full confidence over time. Best regards, — The Finotive Funding Team
ZMReviews
1.0
Trader’s Satisfaction
$100K
Instant
Payout Reduced to 10% After Large Withdrawal Request I had no issues when requesting smaller payouts. However, immediately after requesting a larger payout on my instant funding account, my payout was reduced to 10% under what they call “behavioural enforcement.” Their marketing promotes transparency and “no hidden rules.” I traded within the stated risk parameters and respected all visible rules. Yet once the payout amount became significant, vague behavioural clauses were applied. 1) High-Impact Trade Dependency (Primary Justification) They cla...
N/A
0
They used yo payout fairly back then and when payouts are small
Subjective bendable rules when large payouts and slippage
4.0
User Friendliness
2.0
Payout Process
1.0
Customer Care
1.0
Trading Conditions
Denied Amount
Reason
Denied Reason
Payout Reduced to 10% After Large Withdrawal Request
Summary
Payout Reduced to 10% After Large Withdrawal Request I had no issues when requesting smaller payouts. However, immediately after requesting a larger payout on my instant funding account, my payout was reduced to 10% under what they call “behavioural enforcement.” Their marketing promotes transparency and “no hidden rules.” I traded within the stated risk parameters and respected all visible rules. Yet once the payout amount became significant, vague behavioural clauses were applied. 1) High-Impact Trade Dependency (Primary Justification) They claim a large portion of profitability came from certain trades. Trading is inherently performance-driven. If exposure remains within limits and no risk rules are violated, profitability should not be penalised simply because a trade performs well. Notably, similar trade behaviour did not trigger issues during smaller payout cycles. 2) Position Splitting / Clustered Entries Opening multiple positions within seconds was labelled as “position sp
Documents From Reporter
March 19, 2026
Dear Thokozani, Thank you for taking the time to share such a detailed breakdown of your experience, and also for previously recommending Finotive, we truly value that. We’re glad to hear that your earlier payouts were processed smoothly. At the same time, we understand that the recent outcome has been frustrating, especially given the difference in payout size. We would like to provide some additional context around the decision. Your account was reviewed in detail by our Risk Team, and a comprehensive explanation was shared with you outlining the assessment and the specific factors considered, in line with our Terms & Conditions. As part of our framework, all accounts are evaluated holistically, meaning that trading behaviour is assessed across the full dataset rather than on individual trades in isolation. These evaluations are not triggered by the size of a withdrawal request, but by identifiable patterns in execution and risk structure, as defined in our policy. We understand that certain approaches, such as scaling into positions or adapting across instruments, can be part of a trading strategy. At the same time, the evaluation considers how these elements combine over time within the broader context of consistency and risk methodology. Regarding execution, slippage can occur in live market environments and may vary depending on market conditions. We understand that this can be frustrating, and such feedback is continuously reviewed as part of our efforts to improve overall trading conditions. We appreciate you taking the time to outline your concerns in detail. At the same time, the applied measures are part of a consistent framework designed to ensure a fair and sustainable environment for all traders. We remain available should you wish to continue trading with us, and we would be happy to support you going forward. Best regards, — The Finotive Funding Team
NGReviews
1.0
Trader’s Satisfaction
$25K
Instant
It is with pain in my heart that I’m writing this review. I have been trading with finotive funding since October, 2025. I have gotten few payouts to my finotive pay wallet but the first time I withdrew out was $401 on 20th February, 2026. I proceeded to request another payout to my finotive pay same day, then immediately I got an email from compliance team that I need to undergo elevated verification, Which I did immediately. To my surprise, I was banned and my $1,918.57 payout was seized. After appealing, they told me it was due to the local...
Less 1 Month
0
0
Dashboard
Banning me unjustly.
3.0
User Friendliness
1.0
Payout Process
1.0
Customer Care
1.0
Trading Conditions
Denied Amount
Reason
Denied Reason
Using local internet service provider
Summary
They seized my payout and banned me
Documents From Reporter
INReviews
5.0
Trader’s Satisfaction
$5K
Instant
They have the best rules for instant funding, absolutely loved it, got my first payout in life with them. 100% recommended. no consistency, news restriction or any cheap rule, just maintain your drawdown that's it.
6 Months +
1
0
clear rules and transparency
Very High Swap charges on crypto, so can only trade intraday in crypto; the swap is like $270-$300 per lot.
5.0
User Friendliness
5.0
Payout Process
5.0
Customer Care
5.0
Trading Conditions
February 25, 2026
Thank you so much for the amazing feedback! We’re especially happy to hear that you received your first payout ever with us — that’s a huge milestone, and we’re honored to have been part of it. Congratulations on that achievement! Our goal with instant funding is to keep the rules straightforward and trader-focused, no unnecessary consistency metrics, no news restrictions, and no hidden obstacles, just clear drawdown management and disciplined trading. Your recommendation truly means a lot to us. We’re proud to support your journey and look forward to seeing your continued success. — The Finotive Funding Team
MYReviews
1.0
Trader’s Satisfaction
$10K
2 Steps
Finotive Funding has a major issue with execution quality. I have noticed consistent discrepancies in where my trades are filled compared to the actual market price. Even during low-volatility periods, the spreads are suspiciously wide. I raised this with their team, and they gave me the standard 'slippage' excuse. As an experienced trader, I know the difference between market slippage and poor broker feeds. Other prop firms provide much tighter execution on the same assets (like XAGUSD). If you care about fair execution, look elsewhere.
N/A
0
Honestly, the only thing I liked was the fast account activation. But what's the point of having an account quickly if the spreads eat your profits immediately? The technical execution makes it nearly impossible to maintain a strategy.
Terrible spreads and poor trade execution. They claim it's slippage, but other prop firms don't have this issue under identical market conditions. It’s hard to stay profitable when the platform works against you, and support refuses to take responsibility for their poor price feeds.
1.0
User Friendliness
1.0
Payout Process
1.0
Customer Care
1.0
Trading Conditions
February 25, 2026
Thank you for taking the time to share your concerns so clearly. We’re genuinely sorry to hear that your experience with execution quality did not meet your expectations. Trade execution is a critical part of any trading environment, and we fully understand how discrepancies between expected and filled prices can be frustrating, especially for experienced traders. Regarding spreads and slippage, execution can vary depending on liquidity providers, market depth, asset type (including metals like XAGUSD), and real-time market conditions. While slippage can occur in both high and low volatility environments, we appreciate that from a trader’s perspective, the distinction between normal market behavior and feed-related concerns is important. If you experienced consistent pricing discrepancies, that is something we would want to review in detail — including timestamps, order types, and market conditions at the time of execution. We do not dismiss execution concerns lightly, and each case can be examined more closely when full trade data is provided. Your feedback about comparative execution with other firms is also noted. We continuously evaluate our liquidity and infrastructure to ensure competitive and fair trading conditions. We appreciate you raising this publicly and respectfully. Transparency and continuous improvement are important to us, and constructive criticism helps us move forward. — The Finotive Funding Team
INReviews
3.0
Trader’s Satisfaction
$5K
Instant
Everything is fine, but only thing finotive tick scalping time, i.e 5 minutes, 99% prop firms have 2 minutes tick scalping time ,at 1 time tick scalping time was increased to 10 minutes, This tick scalping rule is roughly 7.8 number rule, This must b mentioned in landing page of finotive website, So out of tick scalping n cash risk rule, I would prefer cash risk rule, as I'm scalper
N/A
0
1. Excellent dashboard, 2. Good customer support, 3. Risk team can b contacted on email , 4. Company CEO is available on discord, Mr. Olivia sir
5 minutes tick scaling rule
5.0
User Friendliness
5.0
Payout Process
5.0
Customer Care
3.0
Trading Conditions
February 25, 2026
Thank you for your detailed feedback, we truly appreciate you sharing your perspective as a scalper. We understand that the 5-minute tick scalping rule can feel restrictive, especially when many firms operate with a 2-minute threshold. We also acknowledge that there was a period when the rule was adjusted to 10 minutes, and we understand how changes like that can create confusion or require strategy adjustments. Your suggestion about making the tick scalping rule (Rule 7.8) more clearly visible on the landing page is very valuable. Transparency is important, and we agree that highlighting key rules more prominently can help traders make fully informed decisions before purchasing an account. We also understand your preference for a cash risk–based rule rather than a time-based scalping restriction. Different traders have different styles, and feedback like yours helps us evaluate how we can better accommodate various strategies while maintaining risk management standards. Thank you again for taking the time to provide constructive input — it genuinely helps us improve. — The Finotive Funding Team
BGReviews
5.0
Trader’s Satisfaction
$25K
Instant
Ik 5 stars seems a bit too much but to be honest I've had no issues with them whatsoever. Their Discord and AI support has been very helpful. Payouts are being paid out on time. One thing i would suggest is to read carefully their terms and conditions and about their scalping rule on section 7. I didn't know about it and my first payout was reduced from 1000 dollars to 100. It sucked, but i learned to trade around that and since then I've had 5 payouts and 0 issues whatsoever
1 Month +
1
1
The Instant Standard Account conditions of trading are ine of the best. The fact that i can do one single trade and request a payout is totally worth it for me
The fact that if you request a payout say it on Thursday if it goes under manual review, its going to be rolled over the next cycle which is the next Friday. I would suggest to request a payout on Thursday or Wednesday at latest
5.0
User Friendliness
5.0
Payout Process
5.0
Customer Care
5.0
Trading Conditions
February 25, 2026
Thank you for the honest and balanced review, we really appreciate it. We’re glad to hear that overall you’ve had a smooth experience with us, and that our Discord community and AI support have been helpful when you needed assistance. It’s also great to know your payouts have been processed on time. Consistency and reliability are extremely important to us. We truly appreciate you highlighting the importance of carefully reading the Terms & Conditions, especially Section 7 regarding the scalping rule. We understand how frustrating it must have been to see your first payout reduced, and we respect the way you adapted your strategy and continued successfully. Five payouts since then with zero issues is a strong comeback. Thank you again for sharing your experience so transparently. Feedback like this helps both us and other traders grow. — The Finotive Funding Team
DZReviews
4.0
Trader’s Satisfaction
$10K
2 Steps
Finotive Funding is the best for me. They have clear and easy rules, excellent accounts, and fast and great technical support. One of their best rules is that I can trade during news and get weekly payouts
Less 1 Month
0
2
One of their best rules is that I can trade during news and weekly payouts
Profit sharing
5.0
User Friendliness
4.0
Payout Process
4.0
Customer Care
5.0
Trading Conditions
February 25, 2026
Thank you so much for your fantastic feedback! We’re delighted to hear that Finotive Funding stands out as the best for you. Providing clear and straightforward rules, strong account options, and fast, reliable technical support is exactly what we aim for every day. We’re especially glad you value the flexibility to trade during news and the convenience of weekly payouts. We know how important those features are for active traders. We truly appreciate your support and are proud to have you as part of our community. Wishing you continued success in your trading journey! — The Finotive Funding Team
GHReviews
5.0
Trader’s Satisfaction
$2.5K
Instant
This firm delivers a well-rounded and professional trading experience from start to finish. Customer care is responsive and genuinely helpful, making it easy to get support when it matters most. Trading conditions are solid and smooth execution that builds confidence during live trades. The dashboard is clean, intuitive, and user-friendly, allowing both new and experienced traders to navigate effortlessly. Most importantly, the platform’s credentials and payout process inspire trust, with withdrawals handled transparently and within a reasonable tim...
Less 1 Month
2
2
Fast payout
Friday pay day
5.0
User Friendliness
5.0
Payout Process
5.0
Customer Care
5.0
Trading Conditions
February 25, 2026
Thank you for such a thoughtful and detailed review! We’re truly pleased to hear that your experience has been smooth from start to finish. Providing a professional, well-rounded trading environment is exactly what we strive for, and it’s great to know that our execution quality, trading conditions, and dashboard usability have met your expectations. Our support team works hard to be responsive and genuinely helpful, so your recognition means a lot. Most importantly, we’re glad that our payout process and overall transparency have helped build your trust — that’s something we never take for granted. We sincerely appreciate you taking the time to share your experience and for being part of our trading community. — The Finotive Funding Team
AUReviews
1.0
Trader’s Satisfaction
$25K
2 Steps
I had my account with them, the commission is higher than other places, though the main issue is the notional volume, on their website say you have a number of open lots. Not the risk, I use an expert to limit my risk 0.75% and do not use more than 50% of the free margin. now given my strategy is scalping, my SL is usually small, hence the volume is usually high. Now they failed bc of a soft breach, where they say we can reset it if the balance is positive. * I cant attach a picture of their FAQ here for everyone to see. On their website, they d...
N/A
0
they provide meta trader 5, a common system.
When approached for support, they give me a picture of the AI chat bot, if you ask that, they will give you this internal doc on the dashboard that says this or that.
1.0
User Friendliness
1.0
Payout Process
1.0
Customer Care
2.0
Trading Conditions
February 25, 2026
Thank you for taking the time to share such detailed feedback. We genuinely appreciate you explaining your strategy and experience. First, regarding commission levels, we understand that cost structure is an important factor for traders — especially scalpers. Our pricing reflects the overall trading environment, liquidity, and infrastructure provided, but we always review conditions to remain competitive. On the Notional Volume rule, we understand how this can feel restrictive for traders using tight stop losses and higher lot sizes. As stated in our guidelines, the rule is based on total open lot exposure (not percentage risk), which can indeed affect scalping strategies where position sizes are larger relative to stop distance. We recognize that this may not align with every strategy, and your feedback is valuable in helping us improve how clearly this is communicated. Regarding the soft breach → hard breach transition, we’re sorry to hear that this wasn’t clear in your case. Our policies outline how soft breaches are handled, including when resets may be possible if the account remains positive. However, resets are not automatic because each case requires review to ensure compliance with all trading conditions and to confirm no additional rule violations occurred simultaneously. As for the slippage situation you described, market execution can occasionally result in price discrepancies — especially during volatility or liquidity shifts — even when conditions appear calm. That said, we understand how frustrating this can be, particularly when it leads to unintended rule triggers. We also take your comments about support seriously. If you were shown information that you could not locate on our website, that is something we want to review internally for clarity and consistency. We truly value constructive criticism like this. Transparency and fairness are priorities for us, and feedback like yours helps us refine both our communication and trader experience. If you’re open to it, we’d encourage you to reach out again so your specific case can be reviewed once more in detail. — The Finotive Funding Team
