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4.0
358
total reviews
5
190
4
85
3
21
2
11
1
51
4.0
358
27.5% off all accounts except Clarity and Crypto
4.0
358
27.5% off all accounts except Clarity and Crypto
Reviews358
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GBReviews
2.0
Trader’s Satisfaction
$200K
1 Step
I have mixed feelings about Instant Funding. While the customer support is responsive and I previously received a payout with no issues, my recent $11,456.05 payout was denied due to using a VPS—something I was never clearly warned about in the contract. Positives: ✔️ Fast Support Response – The team replies quickly and professionally. ✔️ Payout Process (When Approved) – My first payout was processed smoothly. ✔️ Decent Trading Conditions – Execution is slightly slow, but overall, it’s functional. Negatives: ❌ Spreads are Wide – Compared to other pr...
1 Month +
1
5
Fast Customer Support Responses – Support replies quickly and professionally. Payout Process (When Approved) – My first payout was processed smoothly. User-Friendly Dashboard – The interface is clean and easy to navigate.
Inconsistent Policy Enforcement – The VPS rule was not in my contract, only in website terms, which could have changed. Strict Payout Rejection – Other firms allow a review process, whereas here, I was instantly denied. No Second Chance for Clarification – Even after I provided full VPS ownership proof, there was no room for discussion. Spreads & Execution – Spreads are wider than competitors, and execution speed is slightly slow at times.
4.0
User Friendliness
1.0
Payout Process
3.0
Customer Care
2.0
Trading Conditions
Denied Amount
Reason
Denied Reason
Using VPN
Summary
I recently requested a $11,456.05 payout, but it was denied due to my use of a VPS. I have previously received a payout with no issues, and I always ensured compliance, including reaching out to support regarding EA usage. The contract I signed did not mention VPS usage as a violation, but it is apparently listed in the website’s terms and conditions, which may have been updated later. Despite my full transparency and proof of VPS ownership, my payout was denied outright rather than reviewed fairly. Other prop firms I’ve worked with have reviewed similar cases and approved payouts after verifying trader legitimacy, which was not offered here.
Documents From Reporter
February 24th, 2026
Hi Qaseem, Thank you for your detailed review. We appreciate you highlighting both positives and concerns. Regarding the VPS issue, we understand your frustration. VPS use itself isn’t automatically a violation, but certain configurations can affect trade execution and are assessed by our Risk Team. We recognize that the restriction wasn’t clearly communicated in your agreement, and we agree that transparency is critical. If you’d like, the Risk Team can provide a detailed explanation of the technical basis for the decision and the specific rules applied. Your feedback is valuable, and we hope this can clarify the situation.
DZReviews
1.0
Trader’s Satisfaction
$200K
2 Steps
Hello i made 13.5k usd and they refuse to pay me I was funded on 04 dec 2024 i strat my journey on 200k account after multiple effort and 2.5 months of trading and reaching 6.5% profit on my 200k account i asked for payout they tell me you risked more then 3% on the 16 dec wish is correct but at that time the risk rule didn’t exist it was to not exceed 50% margin i even signed my contract to that on 23 jan 2025 they changed the rule to the new one my trade was a month before that it’s been a 4 day and im explaining to them wish proof on both mt5 an...
1 Month +
0
4
Nothing to be honest they are good at marketing only
Every thing
1.0
User Friendliness
1.0
Payout Process
1.0
Customer Care
1.0
Trading Conditions
Denied Amount
Reason
Denied Reason
Risk rule
Summary
Hello I was funded on 04 dec 2024 i strat my journey on 200k account after multiple effort and 2.5 months of trading and reaching 6.5% profit on my 200k account i asked for payout they tell me you risked more then 3% on the 16 dec wish is correct but at that time the risk rule didn’t exist it was to not exceed 50% margin i even signed my contract to that on 23 jan 2025 they changed the rule to the new one my trade was a month before that it’s been a 4 day and im explaining to them wish proof on both mt5 and dashboard still same response i risked more then 3% on trade was executed A month before it was applied i have all proof still rejected me after 23 jan max trade lost like 2.25%
Documents From Reporter
February 24th, 2026
Hi Mellel, Thank you for sharing your concerns. We understand how frustrating this situation must feel, especially after reaching 6.5% on a 200K account following several months of trading. To clarify, accounts are always assessed based on the rule set assigned to them and active at the time the trades were executed. Rule updates are not applied retroactively to trades placed before their official implementation date. If your trade on 16 December exceeded 3% risk, the key factor is whether that specific risk parameter was already applicable to your account at that time. You mentioned being funded on 04 December 2024 and signing your contract under the 50% margin rule, with the 3% maximum risk per trade rule introduced later on 23 January 2025. If that is accurate, then trades executed prior to 23 January should be evaluated under the rules that were active for your account at that time, not under subsequently introduced parameters. In order to resolve this clearly, what matters is: - The exact rule set assigned to your account when it was issued. - The effective date of any rule changes applied to your specific account type. - The timestamp of the trade in question. - The precise calculation used to determine the alleged breach. If there has been any confusion between margin usage rules and maximum risk per trade rules, this can only be clarified through a detailed breakdown from the Risk Team referencing timestamps and the applicable contract version. We recommend formally requesting: - The version/date of the rule set applied to your account. - Confirmation of the rule’s effective date. - A timestamped exposure calculation showing how the 3% threshold was exceeded under the rule set active on 16 December. If your post-January trades were all within 2.25% risk as you mentioned, that is a separate matter and should not affect a December trade assessment unless explicitly defined in your original contract. We remain open to reviewing your case in detail if you provide your account ID, so we can ensure a transparent explanation is issued.
INReviews
1.0
Trader’s Satisfaction
$10K
Instant
The risk team said my account will get reset because of max lot rule but the rule was applied to old accounts after 23 January I purchased my account on 5 January which comes under 50% margin rule which I was following the trades they flagged were on 15-16 January. I'm funded with 4 firms and getting consistent payouts with them never got into such issues I have a consistent lot size and risk management. Also teach traders have 20k instagram followers I'll recommend you to buy other firms if you're profitable consistently cause this firm will almost...
N/A
0
Nothing worst firm only have moderators who answer basic questions.
10000 rules that they use as a shady thing to deny payouts and to only pay couple of people to look legit
2.0
User Friendliness
1.0
Payout Process
1.0
Customer Care
3.0
Trading Conditions
Denied Amount
Reason
Denied Reason
Max lot rule
Summary
Explaining in brief. I bought an account on around 6 January I started trading it and during then the company had 50% margin rule which they suddenly changed on 16th January and then they started assessing trades which we took even before that with that rule and that's a obvious scam. I have talked with 15 other people who suffered from denied payout. And over that they only give you option to account reset. Like if you bought a 5k account and made 10% you xan scale easily to 10-20k but after that when you request a payout they check minor mistakes you made even during 5k phase and deny whole payout and gives you option to reset your account. Rather than taking profit of that specific trade.
Documents From Reporter
February 24th, 2026
Hi Ayush, Thank you for taking the time to share your concerns. We would like to clarify a few important points regarding your case. Rule updates are implemented with a specific effective date, and accounts are assessed based on the rule set applicable to them at the time of the trades in question. If your account was purchased on 5 January and the trades flagged were from 15–16 January, our Risk Team would have reviewed those trades in accordance with the rules that were active and assigned to your account during that period. The 50% margin rule and the maximum lot size rule are separate risk parameters. If a maximum lot size rule was breached, even unintentionally, this would trigger a reset in line with our published policy. Resets are offered as a corrective measure rather than an automatic termination, and they are applied consistently across all account sizes. Regarding your concern about retroactive rule application, please note that we do not apply newly introduced rules to trades executed before the rule’s official implementation date. If you believe there has been a misclassification of your account type or rule set, we encourage you to request a detailed breakdown of the specific trades reviewed, including timestamps and the rule reference used in the decision. We also want to be clear that we do not require traders to remove reviews in exchange for account actions. Any resolution or reset offered is based strictly on policy and internal review outcomes. If you would like, please provide your account ID so we can ensure your case is rechecked for clarity and provide a transparent explanation of the exact rule reference and calculation used in your assessment.
INReviews
2.0
Trader’s Satisfaction
$100K
1 Step
I have executed 0.4 lot on xauusd and they have opened 3 lot and I wasn't able to close those positions. Then they have breached my account. I had 100k$ funded account and they have breached. My account wasn't breached genuinely. My live account no.:- 95244. Please contact to your senior team or ceo about my issue that was my 100k$ live account that you have breached. Please recheck and return back my account. That was technical issue from your side
Less 1 Month
1
1
They give payout at time.
They breaches account and give excuse. Their app dxtrade has very bad experience. It has too much spread and lag issues.
2.0
User Friendliness
4.0
Payout Process
1.0
Customer Care
1.0
Trading Conditions
Reason
Breach Reason
They have told that breach was normal
Summary
I have executed 0.4 lot on xauusd and they have opened 3 lot and I wasn't able to close those positions. Then they have breached my account. I had 100k$ funded account and they have breached. My account wasn't breached genuinely. My live account no.:- 95244. Please contact to your senior team or ceo about my issue that was my 100k$ live account that you have breached. Please recheck and return back my account. That was technical issue from your side
Documents From Reporter
February 24th, 2026
Hi Purnendu, Thank you for bringing this to our attention. We understand your concern regarding the discrepancy between the 0.4 lot position you intended to execute on XAUUSD and the 3 lot position that was opened, which you state you were unable to close, ultimately leading to the breach on your $100,000 funded account (Account No. 95244). Please note that trade execution data, including lot size, order placement, modification attempts, and server response logs, are recorded on our system. We have escalated your case to the relevant technical and risk teams to review the execution logs in detail and determine whether there was any platform-side irregularity or whether the lot size was confirmed at the time of order placement. If the breach was applied following normal execution and confirmed order size, it would be considered valid under the trading rules. However, if any technical anomaly is identified, it will be reviewed accordingly. Kindly ensure you have responded to any prior communication from our support team so the investigation can proceed without delay. We will update you once the review has been completed.
NGReviews
5.0
Trader’s Satisfaction
$5K
Instant
I have been trading with instantfunding for about 2+years now, and it has been a very insightful and wonderful experience, their customer service speed is fair and very reliable, their trading conditions are exceptional with fair spreads especially their raw spreads, never seen anything like it in most firms I trade with, their drawdowns are very generous, they really want traders to succeed in the firm, their community is very lively, filled with lively trading activities and games to keep traders engaged. I am really enjoying my experience with th...
N/A
0
What I like most about instantfunding is their trading conditions - Spread, Drawdowns, I also love their Discord community.
Their spread on the No commission account.
5.0
User Friendliness
5.0
Payout Process
5.0
Customer Care
5.0
Trading Conditions
February 23rd, 2026
Hi Andifranc, Thank you so much for your continued trust over the past 2+ years — that truly means a lot to us! We’re delighted to hear that you’re enjoying the trading conditions, especially the raw spreads, generous drawdown structure, and the overall community engagement. Our goal has always been to create an environment where traders feel supported, fairly treated, and motivated to succeed. It’s great to know the customer service and community activities have added to your positive experience as well. We appreciate you being part of the Instant Funding journey and look forward to many more successful milestones together!
FRReviews
1.0
Trader’s Satisfaction
$100K
Instant
Like many others, I was looking for a serious and reliable firm, capable of processing payments on time. Unfortunately, this is not the case here. I chose to open an account with them mainly because of their attractive pricing, but I regret that decision today. It is clearly better to turn to more well-known companies: slightly more expensive, perhaps, but ones that honor their payments when everything is in order. In my case, I had subscribed to an IF Micro 100K account and achieved a 6% performance. However, my withdrawal request was refused un...
N/A
0
Nothing
Not everyone pays I asked them to send me the MT5 report, but I never received anything. Furthermore, the dates they provide for IP address sharing are completely incomprehensible because I didn't have the account during that period.
1.0
User Friendliness
1.0
Payout Process
1.0
Customer Care
1.0
Trading Conditions
Denied Amount
Reason
Denied Reason
multiple users on the same IP address
Summary
We are contacting you regarding a recent review of your account 8032822, where we have detected suspicious activity, specifically the use of multiple users on the same IP address (92.184.100.98). This behaviour constitutes a serious violation of our guidelines at Instant Funding, and as a result, we are unable to approve your withdrawal request or allow further access to the account.
Documents From Reporter
February 16th, 2026
Tresfield, We’re sorry to hear that this situation has left you feeling disappointed. Please understand that IP and network monitoring is part of our standard compliance process and is applied consistently across all accounts to ensure fairness and prevent multi-accounting or rule circumvention. When a network match is detected with previously restricted or policy-breaching activity, the case is reviewed internally before a final decision is made. These decisions are not taken lightly, and they are based on system logs and compliance data rather than assumptions. For security and data protection reasons, we are unable to share login records or information related to other accounts. We understand how frustrating it can be when a payout is not approved, especially after reaching performance milestones. If you believe there are additional technical details that may help clarify the situation (for example, use of VPNs, shared networks, previous service providers, etc.), we encourage you to reply to your existing correspondence so the matter can be reviewed again internally. Our goal is to apply our policies consistently to protect the integrity of the platform for all traders.
INReviews
4.0
Trader’s Satisfaction
$2.5K
Instant
I received two payout back to back from INSTANT FUNDING (if you follow the rules they'll payout you) there's no hidden rules which a like the most I'm in instant funding discord server from last 1-2 years Service is good they're working for community team is good support staff response quickly
1 Year +
2
3
1) Quick service 2) community is good always up for helping 3) trying to improve everyday taking suggestions from community 4) hosting games every week winners get prizes
Sometimes slippage problem little bit high spread on indices
4.0
User Friendliness
5.0
Payout Process
4.0
Customer Care
4.0
Trading Conditions
February 19th, 2026
Hi Zaid, Thank you for sharing your experience! We’re thrilled to hear you received your payouts smoothly and appreciate you highlighting our transparent rules and responsive support. Your continued trust and presence in the community mean a lot to us!
INReviews
1.0
Trader’s Satisfaction
$100K
1 Step
they denied my 7200 dollar payout and gave me reason my floating profit was 5500 dollar and i booked only 2840 dollar and booked rest on next day 2800 dollar but they denied it saying that your highest profit day is 5500 it this fair this firm only give small payouts and deny big payout at any cost. this payout means a lot to me i wanna go to forign for studies but i cant also i told my parents from 4 days i am not able to sleep i havent break any of them rules . firsty they announced on demand payout which is very bas then if you follow this with h...
Less 1 Month
0
4
cant trust firstly due to on demand payout you cant get up to payout if you can with your hard work and consistency they wont gave you the payout..
wrost management didnt breach any rule but didnt gave me payout..
1.0
User Friendliness
1.0
Payout Process
1.0
Customer Care
1.0
Trading Conditions
Denied Amount
Reason
Denied Reason
on demand payout consistency not meet
Summary
few days ago i mailed them they said that your highest day is 11 april which is 2842 and in order to request payout you need to make 7105 i made but now they said that your highest day was 10 april which is 5500 i only booked 2800 dollar on 10 and rest on 11 as you can see and according to their rules and regulation only closed trades at the end of the day are counted as highest day but now they denied my payout without and reason please help me someone please i need this payout i want to go out for studies i also told my parents about going foreign but now what i havent sleep from 5 days all my and my parents hopes are broken bcs of this firm please give me my payout i am beggingn my account id is 3019349
Documents From Reporter
February 19th, 2026
Hi Nishant, We understand how important this payout is to you, and we empathize with the stress you are experiencing. Our support team has reviewed your account activity and provided explanations regarding how payouts are calculated under our rules, including the highest daily profit consideration and end-of-day closed trades methodology. These rules are applied consistently across all accounts to ensure fairness and adherence to our risk management framework. While we understand that this may be frustrating, payouts are determined based on these predefined rules, not on intent or individual circumstances. If you still require clarification about the calculation or the rules applied to your specific payout, our support team is available and happy to review your case in detail. We encourage reaching out directly so they can guide you through the process and ensure you fully understand the payout determination. Kind regards, Instant Funding Support Team
CMReviews
1.0
Trader’s Satisfaction
$10K
Instant
Instant funding has hidden rules kept in FAQ to limit the maximum lot size to fractions of the maximum the leverage can take. When purchasing an instant funded account it is not shown upfront that there is a maximum lot size for every type of financial instrument. Everytrader will assume that all rules are found in the general account details and hence can use any lot size. I have never been told Iwas breaching the maximum lot size until I requested a payout eventhough I have been crossing their hidden maximum lot size. In the general account det...
N/A
0
Their trading rules and conditions
Their trading rules and conditions
3.0
User Friendliness
1.0
Payout Process
1.0
Customer Care
1.0
Trading Conditions
Denied Amount
Reason
Denied Reason
Max lot size
Summary
Max lot size breach
Documents From Reporter
February 18th, 2026
Hi Yoba, Thank you for sharing your feedback. To clarify, maximum lot size limits for each asset class are part of our risk framework and are documented in our official Trading Rules page: https://instantfunding.com/trading-rules/ These limits help ensure fair and consistent risk management across all traders. We understand that some details may not appear in high‑level product summaries, and we encourage traders to review the full set of rules prior to trading. If you need further clarification on how these limits are calculated or applied to your specific trades, our support team is available and happy to assist.
INReviews
1.0
Trader’s Satisfaction
$5K
Instant
overa all good firm with strict rules and some one new to propfirm be aware this firms rules like margin rules.marginrules and hft,if not if dont know if you broke any rules or not until you reach payout
N/A
0
support
you cant know you violated rules until unless you reach payout
2.0
User Friendliness
1.0
Payout Process
5.0
Customer Care
1.0
Trading Conditions
February 18th, 2026
Hi Siva, Thank you for sharing your experience. I’m very concerned to read this, as it’s not the standard we aim to uphold at Instant Funding. My name is Kgoroba L, and I’m part of the Customer Support Team at Instant Funding. Thank you for your feedback. We appreciate you recognizing the firm overall. Our margin rules and HFT policies are designed to ensure fairness and equal trading conditions for all participants. Traders are notified immediately in the event of any rule breach, and our dashboard provides transparency regarding account status. We strongly encourage all traders, especially those new to prop firms, to carefully review the trading rules before starting. Our support team is always available to clarify any questions in advance. We wish you the best in your trading journey.
